Drivetime ripped me off, told me to lie to get the car of my dreams, messed up my credit , No Longer There, Shut Down, But Still On My Credit!!!! Grand Prarie,Texas

you made a very foolish decision. Not only in the purchase itself but the way you obtained the credit.

Even if you "voluntarily" gave the car back, this may not absolve you from the entire debt. In most states the dealer will auction the car and any remainder of your loan plus auction fees is your responsibility - this is known as a deficiency.

"The sales agent had me make up a fake job, a fake letterhead to get my credit to pass(I was in school) dishonest people all the way around."

In what you did you were just as dishonest as the salesman. Be careful with this in the future as it can be considered fraud.

If the company is out of business, you might be able to fix your credit. I had true bad credit from a loan company that went out of business. I filed with the three credit companies requesting an investigation into my credit rating and because the company didn't exist, they couldn't respond to the inquiry in the time legally required and the bad mark on my credit was removed. This is your right as a consumer and you can so it without any service that requires money. Just go to the official web sites of the credit reporting agencies and follow their directions.
Good Luck.

they made have told you to lie but that was your choice... if any dealer told me to lie i'd get up and walk out... i'm glad they are shut down but in the future dont risk your integrity for anyone...