• Report: #713508
Complaint Review:

National Credit Solutions

  • Submitted: Mon, April 04, 2011
  • Updated: Fri, June 17, 2011

  • Reported By: Ripped off customer — DFW Area Texas United States of America
National Credit Solutions
2035 Central Circle Suite 107 McKinney, Texas United States of America

National Credit Solutions NCS700.COM Credit Repair company ripped me off and completly scammed me! McKinney, Texas

*Consumer Comment: Also scammed in the same exact manner

*Consumer Comment: Former Client

*UPDATE Employee: This complaint is not accurate.

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National Credit Solutions in McKinney, Texas completly scammed me and ripped me off.  I signed up for their service. I was sold by a female salesperson, as well as the Owner/CEO. I was told we will fix your credit score. We send out audits and have the items removed. Your Credit score will improve within weeks. I paid them $400.00 and was assured it will be well worth the money. I will make monthly payments and they will improve my credit.

     I asked for proof that the audits had been sent out. I asked the wrong question. Who was I to ask them for proof?!  I was told it has been done. I need proof , or I want my money back. I was told a manager would call me back. It never happened. I left a message on the owners voicemail. I told him I wanted my money back.  He called me back and left a long, outragous message on my voice mail. He told me he had more money that he knew what to do with. He did not need my $400.00 (yet he has not refunded it), how powerful he is , and how he will ruin me and my credit. He explained he had so much money that he would win.

       I have only asked for proof. No proof was ever provided. I spoke with the company director, the female saleperson who I signed up with, and the company owner. They all claim to be great Honest, Christians. Great moral people. They have lied to me over and over again. They refused to refund the $400.00 I paid. They are rude, stuck up people that only call when they want more money or to threaten you and harass you. This was  a huge mistake ever giving them money or signing up with them. I was scammed from the start. I do not believe they had any intention of doing what I paid them to do. Avoid these people. They will lie to you and scam you. They will tell you at first how Godly and Christian they are. Then if you ask for proof or your money back, there true Character comes out. Don't be another victim of these people. They will screw you!

This report was posted on Ripoff Report on 04/04/2011 07:21 AM and is a permanent record located here: http://www.ripoffreport.com/reports/national-credit-solutions/mckinney-texas-75069/national-credit-solutions-ncs700com-credit-repair-company-ripped-me-off-and-completly-sca-713508. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Comment

Also scammed in the same exact manner

AUTHOR: Trucker - (USA)

 I also asked for proof because over a year I recieved no correspondence from the credit bureau BIG RED FLAG. I simply asked to cancel my account that wasn't paying anymore money till I was showed proof of the work simple transparency and in that request I asked for proof not a quick document created on word docs from there office. I was shortly thereafter contacted by owner Brad boruk and screamed at and made derogatory comments to my religion and here's the kicker I didn't even ask for my money back lol good luck with that. There was never any proof that the work done was ever done and my credit score only improved with new accounts that I opened Stay away from this company

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#2 Consumer Comment

Former Client

AUTHOR: CallItLikeSeeIt - ()

I am a National Credit Solutions customer (NCS700). I enrolled in the service in 2007, around February I believe. My FICO ss core was just under 600 at that time. By the time I closed on tge new home my wife and I built my score was over 730. They did everything they promised and then some. 2009-'10 were very bad years for our business and my score has imploded to 524-570 depending on which bureau. I'm have hired them again and am quite certain I will be equally as satisfied. They work hard, as fast as possible and are passionate about their clients. Obviously I recommend them, I came back and will recommend them to a anyone.

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#3 UPDATE Employee

This complaint is not accurate.

AUTHOR: Old Hand - (United States of America)

These are serious accusations posted by an anonymous poster who you know nothing about, and as an employee of National Credit Solutions for over three and a half years, I want to rebut these alleged incidents. I was
here for all these events and saw what really happened. The OP got into a
money bind, per his own words on recorded conversations that we have
that he was behind on his car, his home, and everything was going to pot
on him, but first he began wildly demanding his money back, and asking
for results that hadn't had time to return from the bureaus. He was in
one of our legal programs and once the results were returned, his credit
scores have gone up about 100 points on all three bureaus. The proof he
asked for is proprietary information that we couldn't provide and
protect our own business. And the letters that were sent, were sent by
our attorney partner so we didn't even have access to them. Those are
his property. the client did get his money back, by filing a complaint
with the bank and getting the charges reversed, on a bill that he
received the designated services for and got great results. He has
offered to issue a retraction to all these websites that he blasted us
on. The matter is now in the hands of our attorney.

Our company is based on helping people rebuild their lives and their
credit. It's not perfect but it's better than you can get most other
places. But, it's not for everybody. Someone who is about to go into a
total financial collapse and is not equipped to take care of themselves
and their family for whatever reason is not a good candidate for credit
repair, with us or anyone else. As fast as any company can help them,
they will create new issues. This is basically what happened in this
case. We are sorry for this individual as he wants to blame everyone
else for his troubles, but as with all of us, the main responsibility
lies right there in the mirror. However, we hope he can recover and take
care of his family and his obligations. Things are tough in America
right now, and we can only hope and pray it will get better for
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