I received a call about a card offer. The representative I spoke with was Megan Stupia ID#061631. She was going over some of the information and I had asked her, was this a prepaid or a secured credit card?" and Megan replied no it isn't that I was not required a security deposit. So I said it is a charge card and she said it is something like a charge card except I can spread the payments as much as I want over a period of time.
She also said that I will have to a small processing charge of $129.95 on on 08/02/2006 and will be offsetted by vouchers sent in the mail. I Said ok and I had asked her for the information about the company. I wrote the information down as we went along: Confirmation # the issuing bank is Bank first 2600 W.Sioux Falls,SD phone (605-361-2111).
There are bad business reports about this company and I will be filing. At the time of Megan Stupia call that the was on dial-up and when and could not access any information. When I had the chance to browse the info I couldn't get bank first website I was looking for!
When I got my Bank statement it said Platinum Benefit Group Inc and not Bank First I called Platinum Benefits Group to get the correct website.There it was in plain sight,"Prepaid MasterCard" I got on the phone and immediately called to cancel the card and was told to wait for a letter in the mail to finish the cancellation. I have the letters that was sent to me from Platinum Benefits Group.
They also have call logs,in which I retrieved.The recording only record confirmations instead of the actual sales. So the sales reps can lie to get the sales and we can't prove what was said!I have copied my recording.I followed every step and ended losing my money anyway. This company should be stopped from ripping people off.
Some people may not have access to a computer to find out was is going on with companies like this. We need a class action suit!