• Report: #62721
Complaint Review:


  • Submitted: Thu, July 03, 2003
  • Updated: Thu, July 03, 2003

  • Reported By:Lindenhurst New York
Providian.com Internet U.S.A.
  • Phone:
  • Web:
  • Category: Banks

Providian Emerge Bank ripoff victim needs help Internet Worldwide

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HELP!!! I'm going to lose my house; I can't believe I found this website!! .....

My story is EXACTLY the same as everyone else's. My husband is recovering from cancer... and I called Providian and BEGGED them to help lower the interest rate on this credit card that I have had for 6 years.

The answer was no...... can I skip one months payment? NO.... can you help me in ANY way?? NO

Everyone is complaining, but is there ANYTHING that can be done about this? A loan shark would charge better interest rates!

When I first opened the credit card I deposited $500 in the savings account. After 6 years I had built up savings. I called them and asked them if I could have my money. They said:

I could have the money, but my credit line would decrease by how much I took out of the bank...and I would have to pay it down BEFORE they would give me the withdrawal, and I could only take out the amount above the original $500!!

Even though, after 6 years, I have proven myself credit worthy...like everyone else I was NEVER late with a payment...NEVER....

Well, I closed the credit card account and was RUDELY informed that I could go ahead and close it but I would STILL be paying INTEREST...they just seem to LOVE that word interest.

The interest charges are KILLING me, as is the stress this bank is causing me.

After I closed my account, I went to the website to check balances and do you know what they did?????


Is there anyone who can help me???? I could send them $200 for the rest of my life and not get this paid off.....

is this legal?? I KNOW it's not ethical, I know it's not moral...but is it legal?????

Lindenhurst, New York

This report was posted on Ripoff Report on 07/03/2003 06:59 PM and is a permanent record located here: http://www.ripoffreport.com/reports/providian/internet/providian-emerge-bank-ripoff-victim-needs-help-internet-worldwide-62721. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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