EDitorial Comment
ED Magedson – Founder
Ripoff Report
ED Magedson – Founder
Ripoff Report
- Report: #437386
Related Reports
EDitorial Comments
Ripoff Report Investigates!
FACE CREAM
Ripoff!
Ripoff!
Likely in a Mall near you...
WARNING!
HAVE YOU BEEN A VICTIM OF
"FACE CREAM FRAUD"?
Consumers Reported Ripoffs by
Mall predators Kiosk hucksters offering
free skin cream trials...
Only thing... it's NOT free!
WHAT IS YOUR STORY?
ARE YOU A VICTIM?
FORMER EMPLOYEE?
WE WANT TO HEAR IT!
Contact Our Team Now:
investigate@ripoffreport.com
"FACE CREAM FRAUD"?
Consumers Reported Ripoffs by
Mall predators Kiosk hucksters offering
free skin cream trials...
Only thing... it's NOT free!
WHAT IS YOUR STORY?
ARE YOU A VICTIM?
FORMER EMPLOYEE?
WE WANT TO HEAR IT!
Contact Our Team Now:
investigate@ripoffreport.com
Ripoff Report in the Media
Ripoff Report on CBS 19
Ripoff Report on CBS 19 - Global Marketing Alliance
Ripoff Report on ABC 15 - Smart Shopper
Ripoff Report - Girls Gone Wild
Ripoff Report on Fox 11 - Car Repair
What the BBB has done to consumers for over 100 years is one of the many reasons why Ripoff Report was created.
BBB: What consumers need to know
20/20 exposes the real BBB
BBB: What consumers need to know
20/20 exposes the real BBB
| Target National Bank 3901 West 53rd St.
Sioux Falls, South Dakota U.S.A. |
|
Target National Bank Lied and Ruined My Credit Score Sioux Falls South Dakota
*Consumer Suggestion: Beverly
← Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
Target National Bank sent me a letter saying my credit limit was lowered and my cash advance limit was lowered based on information from information they said they received from "the credit bureau". They said "the credit bureau" reported "Ratio of Balance to Limit On Open Revolving Accounts" which is true, and "Number of Recent Severely Delinquent Accounts" which is a lie. I am 65 years old and in 45 years of credit have had only one account that was over 30 days late. I was waiting for an equity loan to pay this off and it was late being funded.
I sent Target National Bank a letter with a copy of my Experian Credit Report that shows all my accounts as Never Late with the exception of one in April 2007. As a result of their deception, my score has gone from 824 earlier this year to 732 as of March 1, 2009 and from Prime Plus to Prime. I'd like to know if I have a legal case against Target National Bank.
Beverly
Folsom, California
U.S.A.
I sent Target National Bank a letter with a copy of my Experian Credit Report that shows all my accounts as Never Late with the exception of one in April 2007. As a result of their deception, my score has gone from 824 earlier this year to 732 as of March 1, 2009 and from Prime Plus to Prime. I'd like to know if I have a legal case against Target National Bank.
Beverly
Folsom, California
U.S.A.
This report was posted on Ripoff Report on 03/25/2009 05:02 AM and is a permanent record located here: http://www.ripoffreport.com/reports/target-national-bank/sioux-falls-south-dakota-57106-4216/target-national-bank-lied-and-ruined-my-credit-score-sioux-falls-south-dakota-437386. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
Click Here to read other Ripoff Reports on Target National Bank
Search for additional reports
If you would like to see more Rip-off Reports on this company/individual, search here:
Search Tips
Sorry to say but you do not have a legal case here. Your credit score is adjusted based on your rate of debt vs your balance. If your balances increased, your credit score decreases.
Also, you first stated you were never late on payments but then said you WERE late because you were waiting on an equity loan to pay off a card. You paid late, so your credit score decreased.
The bank did nothing wrong here.
Also, you first stated you were never late on payments but then said you WERE late because you were waiting on an equity loan to pay off a card. You paid late, so your credit score decreased.
The bank did nothing wrong here.
Respond to this report!
What's this? 
