Report: #442217

Complaint Review: Wal Mart

  • Submitted: Thu, April 09, 2009
  • Updated: Mon, April 27, 2009
  • Reported By: Perkinston Mississippi
  • Wal Mart

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Beware of the Wal Mart Money Card! This is not the Wal Mart gift card but a prepaid Visa Card with the Wal Mart name on the front. You can buy them at Wal Mart. I received one from one of my children for Christmas. Thank heavens it was only for $20! They charge a $3.00 a month maintenance fee. It used to be $4.94 a month but now they've lowered it, so nice of them. I tried to use my $20 card today and found out it only has $4.12 left on it. I was totally confused until I started doing some research and found out it has been steadily debiting the charges since I received it at Christmas. They remove the maintenance fee regardless of if you use the card or not. What a ripoff! Warn everyone you know about this card, it's not good for anything but putting money in Wal Mart's pockets!

Perkinston, Mississippi
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This report was posted on Ripoff Report on 04/09/2009 08:51 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Author of original report

Doesn't really matter... it's just a ripoff!

AUTHOR: Bonny - (U.S.A.)

Doesn't really matter which card should have been purchased or who gets the fees, the bottom line is that this type of card is a major ripoff. And the fact that Wal Mart carries them and their name is on the card makes me want to take my business elsewhere.
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#2 Consumer Suggestion

just a note

AUTHOR: Leisa - (U.S.A.)

those fees don't "line the pockets of walmart" those fees are charged and retained by the issuing bank...maybe your children should have paid a little more attention to what they were purchasing...sounds like they intended to give you a "giftcard" and not a visa "debit" card
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#3 Consumer Comment

Not PrePaid card, it is MoneyCard.

AUTHOR: Ray - (U.S.A.)

Go to this site.

and look at the bottom of page on right and click "Cardholder Agreement".

You will find all kind of charge.

I have seen some differ type of cards on rack and are differ kind of used.

I don't know how your children got the card. But they may use WalMark PrePay work better somewhere else than gift card only work in WalMart. May be children want to help you buy gift of your choice somewhere else instead at WalMart.

Maybe your card now have about $1.12 left.

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#4 Consumer Comment


AUTHOR: Laurie - (U.S.A.)

That has been issue with gift cards and these types of prepaid Visa's for years.

Its not just Wal-Mart that does it. It depends on the retailer etc.
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