Acs inc Cash net usa Being threatened about cash I didn't received my credit is bad I'm homeless they claim I owe them 2873 but they will settle for 964 Internet

 I received a text from acs inc regarding cashnet.com stating that I received a loan and didn't pay it back they say that I owe the 2,873 and if I don't pay they'll seek court action against me they claim the did a background search and credit check on me but would settle for 964.52 if I act today there was no contact number told me to only reply with email and I had a day to do it just for the record my credit is bad my own bank won't lend me cash and I have direct deposit there there are no records of the so called transaction.