Apply2save We hired this company to mitigate my home loan in Oct.2008. They never did anything. Coeur D Alene Idaho

We hirerd apply2save to mitigate with our mortgage company for a lower fixed rate.We paid them $995.00. That was in Oct. 2008.They told us to not have any contact with our mortgage company because they were handling all the technicalities. They told me if I talk to my mortgage company it would mess up their negotiations. I faxed them the paperwork that they needed just to be told 2 weeks later that they needed more paperwork. I would then fax that and they would tell me they needed some of the paperwork we had faxed the month before. When I aked why they would tell me that it had to be updated. 2 weeks ago I emailed them to check the status of my account and the email come back to me unopened. I tried several emails but to no avail. They all came back unopened.

Yesterday I tried to call them but the phone has been disconnected. I then went online and googled them to find out that they went out of bussiness. Also I found out that they ripped off everyone. I called my mortgage company today to find out my house is in foreclosure. Apply2save had told me not to make my mortgage payments. What can I do about this?

Kim
Holly Hill, Florida
U.S.A.