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Report: #1124908

Complaint Review: Bay Area Credit - San Jose California

  • Submitted:
  • Updated:
  • Reported By: Paul — Cameron Texas
  • Author Not Confirmed What's this?
  • Why?
  • Bay Area Credit San Jose, California USA

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I had a $1400.00 ambulance reported to Bay are credit a little over a year ago.  I paid $50.00 a month reducing the amount to $750.00.  I paid the reamainig $750.00 in full two monts ago, but learned that they withdrew double that, or $1500.00, claiming I owed 1200.00, instead of the $750.00 I paid, and would refund the excess $300.00 the drafted.  The lasr nine $50.00 payment ($450.00) were never were received,  After further investigation, I learned I had inpiutted the wrong accouynt number on those last nine payments.  I faxed them the last nine receipts plus bank statements proving I made the last nine paymwents, and I owed just $750.00 not the $1200,00 they claimed I owed.  After two weeks they posted those nine payments to my account, correcting the error, and proved the owed $750,00, not the $300.00 they claimed they owed.  Yet after a month of corresondence, the still refuse to refund me the $750.00, they agreed they owed me.  Reason given," Payment being processed." I believe tey are just stalling (lying) and have no intentions of returning the money they stole from me.  Yes, they took the extra money in good faith, thinking I owed more than I claimed,  So taking the money was not theft,  Refusung to return it is theft.

This report was posted on Ripoff Report on 02/19/2014 04:47 PM and is a permanent record located here: https://www.ripoffreport.com/reports/bay-area-credit/san-jose-california/bay-area-credit-drafted-money-form-my-accont-no-entitled-to-san-jose-california-1124908. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
3Author
0Consumer
0Employee/Owner

#3 Author of original report

Response Discrpency

AUTHOR: P B - ()

POSTED: Thursday, February 27, 2014

In the February 20th  Rebuttal, I was informed that the check had been mailed the day before ob the nineteenth in the amountvof $750.00,  In the latest rebuttal posted Today February 27, one week later, I am told that one money order for $300.oo was mailed January 8 of this year ad another money order was mailed Februaury 7th ofthis year in the amount of $450.00.  

You see two differnt confl.icting reports.  It appears they can't keep their story straight, which gives the indication that nothing is being donr or has been done to remedy the situation.  I guess they found a easy way to ,make an extrra $750.00.  Maybe a lawauit, and theft charges will make a differenve if that is what it takes to get my money back.

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#2 Author of original report

Bay Area Credit Refund

AUTHOR: P Brown - ()

POSTED: Thursday, February 27, 2014

Called Bay Area Credit today, February 27, 2014, in regards to the $750.00 additinal funds they drafted on Deember 26,2013.  Supervisor claims a money order in the amount of $300.00 was mailed on January 8,2014, and a money order in the amount of $450.00 was mailed on Februaury 7, 2014.  Of course, as of this date, February 27, 2014 neither money order as been received.  Now supervisor claims he is going to instigate an investigation from his end to see where the 2 money orders went, and suggerst I do the same from my end.

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#1 Author of original report

Refund

AUTHOR: P Brown - ()

POSTED: Thursday, February 20, 2014

Called Bay area credit today.  Agent claimed refund request was precessed yesterday, and the check is in the mail.  We'll see!

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