AT@T Wireless Bay Area Credit Service, Collection Agency At@T Wireless cancel my account, and then placed the account into this collection agency called Bay Area Credit, they send me a bill which on this bill they have a contractual collection fee. AT@T has Internet

I Had two Phone one for me and my son, from At&t wireless, but after a month, i realized that AT&T was charging me all kinds of fee for these phone, and i was not using the phone that much, try to cancell the account was told i would have to pay for early cancellation fee for both phone which will be around $600.00. so i keep both phone but with a different plane that would not cause so much every month. That was not the case, to make a long story short i call At&T to explain to them that i had a death in the family and right now it kind of hard for me but i would like to set up a payment plan so i could pay this bill. I could not pay them the full amount that they wanted at the time, but i was willing to pay something so i could get this bill paid off. Instead AT&T cancell my phone plane and bill me for the cancellation fee a total of $1212.25. Now i get a letter from a Collection Agency called Bay Area Credit that say i owed $1430.46. Spoken to someone who said that it was a contractual Collection fee that i was being charged , i asked why was i being charged a  fee, and didnot get a response, instead i got a rude and angry response threating to take action against me if i did not pay the full amount. These Wireless Phone Companies are Ripping Customers off all the time and getting away with it, and At&t is the worst of them all and i hope that something coud be done to stop it.