Castle Payday Loan very decietful watermeet Michigan

i recently needed a small loan to deal with a few things. so i was connected with them through a loan finder thing. i asked for a $500 loan. which i got. And after i spoke with them and setup everything. i was told i will be charged $175 on the $500 loan (so a total of $675). i called 5-7-2013 to schdule a upcoming paymeny 5-10-2013.  

So 5-10-2013 comes around and i assume it was taken out which it was. but now when i checked to make sure i was surprised by the remaining balance. my bank account was charged $200. the $175 finace charge and $25 (which i agreed to). but my online account with them reads $614.25. how is this?? 

so basically out of $500 the $25 was deducted from that. i have $475 left on the loan. and $166.25 left on the finance charge. but when i talked to the rep he said my first payment would be the $175 finance charge. which i took from what he was explaining would go to $0. but they only took $8.75 from it?? 

so now they have took $166.25 of my $200 payment. if i knew it was going to be like this i wouldnt have got the loan. and people if you can barely understand what a company rep is saying dont use them. im currently waiting on a reply to my email.