Complaint Review: Design Savers Plan - Aurora Colorado
- Design Savers Plan 2851 S. Parker Rd Aurora, Colorado U.S.A.
- Phone:
- Web:
- Category: Health Insurance
Design Savers Plan ripoff Out-Of-The-Blue "Refund Check" for a membership I never had? Aurora Colorado
*Author of original report: Authorities?
*Consumer Comment: Cash that check and they'll find out your bank account...
*Consumer Comment: Thanks for your post!
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I have not had any actual dealings with this company, have never supplied them with credit card details, nor even heard of them until today.
I received a brief letter from them, along with a "refund check" for $252.50.
The letter reads as follows:
"Dear Design Savers Plan Member,
Your Design Savers Plan membership has been canceled and you will no longer be billed. Enclosed you will find your refund check.
If you have any other questions or concerns please contact us at 1-800-580-8345.
Thank you,
Design Savers Plan"
I have no idea where they got my address and name (the check is hand-written to me, signed with a rubber stamp of the name Steven D. Smith).
A random check in the mail is a big red flag for me, and much as I would like $250, I also like to know where money is coming from and who is sending it to me. I'm not willing to take money that has been stolen from others.
I immediately did an internet search on them, and came up with a lot of complaints about their "service" (or lack of), but nothing resembling what has happened to me today.
Apparently they are unresponsive to phone calls and email, so I'd like some suggestions on what action to take from you folks. I plan on shredding the check regardless, but if it can be used as evidence of some sort, I'm happy to hang onto it.
Thanks!
Leah
Loveland, Colorado
U.S.A.
This report was posted on Ripoff Report on 12/01/2006 03:19 PM and is a permanent record located here: https://www.ripoffreport.com/reports/design-savers-plan/aurora-colorado-80014/design-savers-plan-ripoff-out-of-the-blue-refund-check-for-a-membership-i-never-had-aur-223299. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#3 Author of original report
Authorities?
AUTHOR: Leah - (U.S.A.)
SUBMITTED: Friday, December 01, 2006
"Cash that check and they'll find out your bank account data. From there, it's pretty easy to start debiting your bank account."
Indeed, this is one of the various reasons I would never cash that check (or any other bizarre unwarranted checks, like the one for approx. $3000 I got the other day which was slightly more obvious as a whole other scam, that one got immediately shredded).
Sending someone a check isn't illegal, but from what I have read, this is definitely someone else's money, which they had paid to Design Savers Plan in good faith that they would get certain health benefits, which they didn't receive.
As I stated in the initial report, I plan on shredding it. I'd just like to know before I do so whether there are any authorities I can hand it over to, for example...an organization that keeps this sort of thing on file?

#2 Consumer Comment
Cash that check and they'll find out your bank account...
AUTHOR: J - (U.S.A.)
SUBMITTED: Friday, December 01, 2006
data. From there, it's pretty easy to start debiting your bank account. It's just the same old wine in a brand new bottle. Just another scam.

#1 Consumer Comment
Thanks for your post!
AUTHOR: Juliet - (U.S.A.)
SUBMITTED: Friday, December 01, 2006
I was wondering, seriously, what the scammers would do when the lottery winnings scam became too widely well-known to be of use. Not that it seems to be dying out, but maybe this place is just getting a jump on the competition.
If someone sent me a refund check for something I didn't pay for, I'd be confused, but not entirely sure I wouldn've cashed it, for some stupid reason.
Thank you so much, Leah. Even if this turns out to be a valid check, for a refund you are entitled to, but were unaware of, somehow, this just smacks of "fraud", and I bet it won't be the last time it happens to someone. Thanks to YOU, it won't be me.


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