GE Capital Cons Card co Over Charging, late fees on top of over charge fees and over charge fees bringing on more late fees and over and over and over again consumer rip-off fraud Louisville Kentucky

In 1998, I purchased wedding rings from a jeweler using GE Capital Cons Card co. Jeweler is Lundstrom Jewelers. The rings cost 1,400. Four years later, I now owe 2,624.32. I have paid for the rings four times over. I figure the combined percentage rate must be about 400 percent. I assigned the creditor to a notprofit credit management service. They still charge 24.75 percent interest. I cannot seem to get a response from them. I can never get the payment on time and thus charged the late fee. Since now the amount due is way over, I am constanty charged overlimit fees. Is this really fair? Why would a company want to treat consumers this way? Ray Hampton, Virginia