GMAC AUTO LOANS G.M.A.C. HAS NOT REPORTED MY INFO CORRECTLY TO CREDIT BUREAUES OR KEPT ACCURATE RECORDS!!! AUBURN HILLS Michigan

I AM HAVING A SIMILAR PROBLEM TO THE FAMILY MENTIONED BEFOREHAND!!!
I PURCHASED A 2006 PONTIAC GRAND PRIX IN AUGUST 2006.
THE FIRST PAYMENT WAS NOT DUE UNTIL OCTOBER 2006.
I HAVE MADE PAYMENTS EVERY MONTH ON TIME SINCE THEN EXCEPT FOR JULY 2008 WHEN I WAS A FEW WEKS BEHIND!!!
THE WHOLE TIME I GET CALLS EACH MONTH ASKING FOR A PAYMENT BECAUSE GMACX SHOWS IT BEING LATE!!!
I ALWAYS PAID BEFORE THE TEN DAY GRACE PERIOD!!!
THEY WERE NOT APPLIYING PAYMENTS I MAILED ON TIME, SO I STARTED USING THE GMAC ONLINE PAYMENT CENTER.
IT STILL TAKES UP TIO FIVE DAYS TO APPLY A PAYMENT.!!!
NOW I AM GETTING A DEMAND LATER SAYING I OWE $3000 DUE BY JUNE 15 2009 OR THEY WILL TAKE ACTION---IT IS NO SPECIFIC.!!!
THE $3000 INCLUDES A PHONY REPOSSESION FEE OF $500 AND LATE CHARGES ACCORDING THEM ALMOST $500!!!
THEY ARE WAY OFF BASE AND I AM PURSUING LEGAL ACTION AGAINST G.M.A.C.!!!


MARIO JOHN
BURR RIDGE, Illinois
U.S.A.