Home Mortgage Solutions, Todd Knight Fraudulent mortgage saving business that failed to honor agreement to pay off deliquent mortgage payments and bring mortgage obligations to a current status. They took my money, ran and then pawned my mortgage off to a 3rd party called Reginald Hines. Columbus, Georgia

In July 2007, due to unforseen circumstances I found myself overdue in my mortgage payments and was facing foreclosure proceedings. Believing in advertisements I contacted Home Mortgage Solutions and was immediately put in touch with Todd Knight who sent his representative, Jeff Moss to my home. Jeff explained that they could loan me the amount needed to "save" my mortgage and repay the "loan" over a period of time while ensuring that the mortgage company was paid as well. We agreed on a loan amount to assist me in catching up with my mortgage with the agreement that I could pay off the "loaned amount" at any time and eliminate the services of Home Mortgage Solutions at any time.
The agreement was for me to pay an agreed to amount to Home Mortgage Solutions, who would forward payment to my mortgage company on a monthly basis. All was working well, when out of no where in July 2008, I was contacted by my mortgage company. Unbelievably, my mortgage had been placed into foreclosure due to non-payment. The account was three months in arrears because Home Mortgage Solutions had not submitted payments, as agreed to, even though I had made payment to Home Mortgage Solutions.
In summary, I was making payments and honoring my obligation to Home Mortgage Solutions and they were not honoring their obligation to me or my mortgage company. I had to pay several thousands of dollars to bring my mortgage account to a current status and have kept it current from that day.
Additionally, I have detemined that during the time of delinquency, Mr. Todd Knight passed my "agreement" on to an investment company in Newnan, Ga by the name of Hines Investments under the ownership of Mr. Reginald Hines. In my attempts to discuss this matter for clarification I found that Mr. Hines is as illusive as Todd Knight. I received no response to my emails, phone calls or letters. After speaking with my attorney, the contract was deemed null and void as a result of breach of contract on the part of Home Mortgage Solutions.
Now, after 6 months of no contact and no resonse to my inquiries I receive a letter from an attorney representing Mr. Hines attempting to take ownership of my property.
Benita of Columbus, I need to speak with you. Please call me at (((ROR redacted)))

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C r b
Cataula, Georgia
U.S.A.