Complaint Review: Home Mortgage Solutions / Home Relocation Services - Columbus Georgia
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- Author Confirmed
- Home Mortgage Solutions / Home Relocation Services 1639 Bradley Park Drive Columbus, Georgia U.S.A.
- Phone:
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- Category: Builders & Contractors
Home Mortgage Solutions / Home Relocation Services, This company stole my home out from under us when we were in financial trouble Columbus Georgia
*UPDATE EX-employee responds: Factual response
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My husband and I owned a home in Columbus that was in foreclosure because my husband had been ill and out of work. The owner, Todd Knight told us that we had enough equity in this house to be able to catch our payments up and repay this amount for two years. He received all of the information from the attorney handling the foreclosure and sent a man, Jeff to our house with a check for the amount.
We signed the papers, little did we know or were we told, that we were signing a warranty deed. The mortgage was supposed to be paid off by Home Mortgage Solutions and they would own the house and we would pay them rent with the option to buy back the lease at any time. The mortgage was NEVER paid off. This company, Home Mortgage Solutions, got into financial trouble because of a divorce and he GAVE this property to another man, Reginald Hines in exchange for an amount of money.
He gave Mr. Hines the warranty deed to our home and now this man thinks that he wons our home when we are still paying the mortgage and he expects us to pay $1,000 a month on top of that for our own home. We own the mortgage but he has the warranty deed. It is a major case of mortgage fraud!!!
Benita
Columbus, Georgia
U.S.A.
This report was posted on Ripoff Report on 10/26/2008 05:17 PM and is a permanent record located here: https://www.ripoffreport.com/reports/home-mortgage-solutions-home-relocation-services/columbus-georgia-31904/home-mortgage-solutions-home-relocation-services-this-company-stole-my-home-out-from-un-385040. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 UPDATE EX-employee responds
Factual response
AUTHOR: Todd Knight - (U.S.A.)
SUBMITTED: Wednesday, March 11, 2009
Factual response:
1. Little did we know that we were signing a Warranty Deed is inaccurate. The Warranty Deed said WARRANY DEED in very large capital letters at the top of the deed. This is a matter of public record in the Muscogee County Superior Court.
2. The mortgage was supposed to be paid off is inaccurate. The contract signed required signatures in three places and a very clear disclosure which was initialed by you in twelve places. Nowhere in the paperwork was it stated that the mortgage was to be paid off. To the contrary, the paperwork stated that the mortgage was to be reinstated and that is exactly what happened.
3. It is a major case of mortgage fraud is inaccurate. You agreed to repay the money that you received and have failed honor your contractual obligations. That does not constitute mortgage fraud. It is simply a case of breach of contract due to non-payment on your behalf.
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