Complaint Review: HSBC Card Services - Orchard Bank - Salinas California
- HSBC Card Services - Orchard Bank 1301 E.Tower Road, Schaumurg ILLINOIS Salinas, California U.S.A.
- Phone: 888-385-8916
- Web:
- Category: Credit & Debt Services
HSBC Card Services - Orchard Bank raised interest from 13% to 30% Salinas California
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
Ripoff Report
willing to make a
commitment to
customer satisfaction
Click here now..
Shame on them! I phoned today to find out my balance when I was advised due to a late payment, my interest rate was raised to 30 %. The balance on my account is $1400.00. I begged them not to do this to me and with this incease my payments would be at $420.00 per month. I am not a deadbeat, I pay all of my bills.
Obviously I cannot afford this. I have been in good standing with them with the exception of 2 late payments over the past 2 years. These "late payments" were only by days, not even weeks. They informed me I needed to have 6 consecutive months before they would lower the rate. That is $2,520.00 in interest alone on a $1400.00 bill.
I even paid both cards off completely in one lump sum last year. They refuse to cooperate with me. I closed out both accounts completely and am not pondering how to deal with this situation. Was relieved to see I am not going crazy. They are doing this to plenty of others. SHAME ON YOU!
Fed up with HSBC
lakewood, Colorado
U.S.A.
This report was posted on Ripoff Report on 12/11/2008 02:09 PM and is a permanent record located here: https://www.ripoffreport.com/reports/hsbc-card-services-orchard-bank/salinas-california/hsbc-card-services-orchard-bank-raised-interest-from-13-to-30-salinas-california-400363. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
If you would like to see more Rip-off Reports on this company/individual, search here:




Advertisers above have met our
strict standards for business conduct.