Johnson Riddle & Mark, LLC They filed a request to garnish my wages Sandy Utah

Contact the Utah State Attorney General's office (801-366-0260), the Office of Professional Conduct with the Utah State Bar Association (801-531-9110) and the FTC (1-877-382-4357). File a complaint against them with each of the listed above. The OPC will require you to fill out a complaint form and send it in. They can send it to you, or you can download it at: http://www.utahbar.org/public/consumer_assistance_program.html

The Attorney General's office will require you to submit a complaint in writing or typed with signature to them about what happened.

I suggest doing all three to get these...rats taken down. I have already filed a complaint with the FTC, I'm now submitting complaints to the other two listed above. Good luck. Oh yeah, if you go to the BBB of Utah's website, they gave Johnson Riddle & Mark an "F". LOL!

Ignore the above advice unless you like the idea of a contempt of court charge. Garnishment orders are issued by judges, not collection agencies. The collection agency is the payee on the order, but the order is from a court.

Someone has a judgment against you. You are no longer at the "budhibbs.com, fight the collection agency" phase. You are now at the "what do I do about this judgment" phase.

The creditor no longer has any obligation to validate a d**n thing, or to give you ANY information regarding the matter whatsoever. If you don't know what the debt is, you can look at the name of the court on the garnishment paperwork, along with the case number.

Go to the courthouse and ask to view the file. Therein you will find all the information that was presented to the court, which apparently was enough to get a judgment against you.

I AM NOT saying that there was a valid debt in the first place. But as long as that judgment is in place, it doesn't matter whether the debt was valid or not.

So you need to figure out if there is some way to get the judgment set aside. Each state has its own court rules regarding the setting aside of judgments. It always has to be done by motion, and you usually have to show, at a minimum, that there is some good reason to set the judgment aside AND that you have a valid defense to the claim. In other words, having a valid defense (i.e. that the debt was invalid) is not itself enough.

I hope that, by now, you've already figured out my main point: you need a lawyer if you want this to go away. I would advise not calling JRM any more: they are NOT your lawyers.

Best of luck!

Send them a cease communications letter via certified mail with return receipt requested - keep copies
DO NOT talk to them on the phone anymore
DO NOT agree to pay them - they have to prove the debt is valid but they never will
Sued one of these bottom feeders in District Court and WON yet they refuse to pay ME or my attorney
Get informed - go to www.budhibbs.com

Imform your employer that they cannot touch your wages and refuse to fill out the form. I would have him put in the shredder.