my internet order took money out of my account with out my permission Internet

I saw ads for trial offer for BODY LEAN, thought it would be good for my daughter(15yrs old) and ordered. after a phone call from My Internt Order I was given 30 days for the trial. 2 weeks had gone by and I did not receive the product. On the 26th day I was charged for more Body Lean and another product called BRIM which I DID NOT order! I now have over 470$ in charges on my debit card because of these companys. At that time the bank had called told there was a problem and I canceled everything plus asked for a refund  because I stiil had no product. Body lean and Brim showed up a few days later. I had gone to the bank already to file report for fraud. I called them, they said the product had to be returned which I did, Just today UPS called to tell me the product was returned to me as "refused"

I need this money back, I'm a single mom w/ 3 kids and the bank wants to close my account becase of this. I really need the help, PLEASE!!!