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Report: #270928

Complaint Review: United Debt Solutions, Inc. - Orange Park Florida

  • Submitted:
  • Updated:
  • Reported By: Wayne County Tennessee
  • Author Confirmed What's this?
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  • United Debt Solutions, Inc. 1567 Kingsley Avenue Orange Park, Florida U.S.A.

United Debt Solutions, Inc Need I say more? Orange Park Florida

*UPDATE Employee: For your information about our service

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There is really no need to say anything else about UDSI. This site has basically said it all.

The only thing I recommend to any one considering going through any company such as this, is go to your bank and creditors first. Ask your lending agency if they deal with any company like this before you consider paying the company to help you get out of debt and ask them why. They will tell youas follows Lending agencies have employees to help people just like us and they are very willing to do the same thing at no extra cost, since they work for the lending agency to get their money back.
I have spoken to people at one bank in particular and I managed to settle an account with them without being charged for the service. I managed to achieve on my own, what UDSI was charging me for and there was absolutely no aggrivation no stress and the people at the lending agency always phoned me back, discussed options and were generally very helpful.

Please go to the companies you owe money to and work with them directly.

Go in with a positive attitude. The company did not put you in your financial situation and the person sitting on the other side of the desk, ready to help you is also not at fault so be polite. You will walk out feeling like you threw the world off your shoulders and managed to keep what little money you put into an account, to settle with a company you actually owe your money to.

Class action anyone? It has crossed my mind. To be totally honest I don't know if I could deal with the aggrivation.

I also recommend, you buy only what you can afford to pay at that moment. If you don't have the cash, don't buy the merchandise.

Maria
Wayne County, Tennessee
U.S.A.

This report was posted on Ripoff Report on 08/28/2007 07:08 PM and is a permanent record located here: https://www.ripoffreport.com/reports/united-debt-solutions-inc/orange-park-florida/united-debt-solutions-inc-need-i-say-more-orange-park-florida-270928. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
1Consumer
0Employee/Owner

#1 UPDATE Employee

For your information about our service

AUTHOR: 4yourinformation - (U.S.A.)

POSTED: Thursday, August 30, 2007

No one ever said that you can not try and settle on your own. Just like if you get in an accident you do not have to have anyone help you get the best settlement. You can do it all on your own. However most likely you will not get the best offer from any company because they know you are not fully versed in knowing all the in's and out's.

However you must also understand that once you have joined our company then change your mind. You still need to pay us for the time we have invested on your behalf which is all explained in the program outline that is in the first financial package.

it is amazing how on TV the Credit Card companies show and suggest that you
should use your card to go shopping and buy dinners, go on vacation and use the
card for everything and anything. Then when you can't pay the bill they take
you to court as if it is all your fault!

United Debt Solutions offers people that fall into this trap a way out. It's
that simple. The best way to avoid any of this is in my opinion is

1. get your debt paid off. choose the plan you feel is best for you

2. cancel all of your credit card and keep only one that has the lowest interest
rate.

3. If you get an offer on another credit card with a lower interest rate get
that card and transfer your balance (if you have a balance) to that card.

4. only charge on your card what you can afford to pay back.

5. only use the card for extreme purposes only. (dinner and shopping is not
extreme cause)

6. Pay cash for everything you need. If you don't have enough cash at the time
then you don't need it. Save your money until you can buy whatever it is.

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