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Ripoff Report | Usa Credit Review - Nationwide - Usa credit took out
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Report: #73340

Complaint Review: Usa Credit - Nationwide

  • Submitted:
  • Updated:
  • Reported By: glen burnie Maryland
  • Author Not Confirmed What's this?
  • Why?
  • Usa Credit usa credit store.com Nationwide U.S.A.

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while filing for what i thought was a visa platinum card, it endend up being a usa platinum card. its puropse only for online shopping, which their stuff is junk anyway. i could never find their website. they signed me up for roadside assisantice, perscription plans,etc. for 19.95 a month.

they took out 149.00 one time fee with out my authorization, causing other checks on my account to bounce. my account is now closed, and i have never even used the card.

Charles
glen burnie, Maryland
U.S.A.

This report was posted on Ripoff Report on 11/28/2003 12:05 PM and is a permanent record located here: https://www.ripoffreport.com/reports/usa-credit/nationwide/usa-credit-took-out-money-without-authorization-union-town-pennsylvania-73340. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Common sense is to read those before applying for any credit card, especially when they ask you for you banking information

AUTHOR: Amy - (U.S.A.)

POSTED: Saturday, December 06, 2003

Pay attention!!!!!! I've seen so many people write into here and say they don't remember doing any business with usa credit,or notunderstanding why usa credit drafted money out of their bank account.

You all had to give them your banking information first, before they could draft anything out.. why would you do that and then think that company is not going to draft your account?

You gave them permission to do so. So then you say, well I thought I was applying for a "real credit card" So you still gave them your bank information to allow them to draft your bank account and never once looked at the terms and condition first to see what the fees were?

I myself have been a customer with usa credit for 1 year now. I have no complaints what so ever.
It has more than help rebuild my credit and it's great to be able to buy awesome products right from my computer.

When I signed up, I read the terms and conditions, it's on the first page!! Common sense is to read those before applying for any credit card, especially when they ask you for you banking information. Plus they show you a picture of the card and anyone can see that there is NO VISA logo on that card. There is even pop ups, asking you "are you sure" click here.

I just don't understand how you can forget applying for this, knowing very well you gave them permission to draft your bank account!!!

It took 7 business days for my card and welcome package to get to me. I also wonder where it was, so I emailed them and they told me it will be sent out sent out in 7 to 10 business days, after they get a confirm paid from my bank. You may say well no other credit card does that. That's because their not a visa or master card, it's an online shopping card..

The problem is no one takes the time to "hear"or "read" They just jump right in and say ok just give me my credit card with the high limit. Use your head people.

I also have the elite plan.. they draft out 19.95 every month. On getting the upgrade, I received an increased in my credit limit. plus 3 great programs all for just 20 bucks a month! Because of them I had my Christmas presents done in July. All from the comfort of my home.

Oh and the web site is www.usashoppingclub.com
They give you that with your account number, how did you miss that? I bet your weren't pay any attention, huh?

Very satisfied customer!

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