AA Auto Warranty, AA Autoprotection, Consumer Direct Warranty Services Scam, A complete ripoff, Internet

 I just tried to file a claim with AA auto.  Good luck. They took the money and ran. I thought they were the company I had the policy with but found out they just sell. I was led to beleave at the time of the sale AA Auto was covering me but now know that a second administrator plus a third party pay the claims. Surprise, the third party went under.I was told by AA Auto I should have read the fine print.

At no time was this explained to me or hinted by AA auto that they just sold not covered. What they did tell me is how good the coverage was.

While the rebuttal from the employee at AA Auto Warranty is somewhat true (they dont pay or approve claims), they are the ones who touted this plan as the best thing since sliced bread. They knowingly sold thousands of these policies. They knew how bad this company was for paying claims. They also constantly misrepresented the policy to cover way more than it actually does. Also they tell you that you will get all of your money back at the end if you don't make any claims. AA Auto Warranty is the fraudulent company here. They have been doing this for years. Not to mentioned they charged nearly three times over the cost of the policy. If and when CDWS goes out of business, AA Auto Warranty will be responsible to refund all profits made on the policies. This is what happens when greedy owners run a company. They will sell anything to make a buck. They will take a crap company, mark it up by astronomical numbers and sell it to you and claim they dont have anything to do with every claim getting denied. There are good brokers out there. There are good warranty administrators out there too. It is all about doing your research. Any company that starts coverage right away and tells you to put a product in your vehicle is 100% a scam. CDWS is the resason why so many other brokers have gone belly up.

I f you sell a policy for an auto that has XXXX number of miles on it, and you know it is a USED auto, THEN claim The Pre-existing BS like a HEALTH insurance does......
YOUR company IS A FRAUD.
EXAMPLE:
I buy INSURANCE and or change jobs, HEALTHY for 50 years! Have heat problem, do heart bypass surgery. Then you dont pay the bill because i have way and tear from old age. Deny claim and leave my with the bill!
FRAUDDDDDDDDDDDDDDDDDDDDDDD


I will not buy your product, which i was looking at today!

Nvassarx

But it's not funny.  Please stop, just change the name on the account please. 

I'm not you and you are not me. or am I?

To whoever Vadsky is : If you're going to put my name down in a rebuttal at the very least use proper grammar so it could pass as me.  I don't know who you are, but it's been a long time and I don't care about what AA does anymore, and I don't know why you do.  Grow up please and leave me alone.  Use another name.

AA Autowarranty sold you a Product warranty from CDWS and they knew what they were selling. Nobody would ever buy CDWS Product warranty if they knew what it's all about. AA Autowarranty tricked everyone into buying worthless CDWS Product warranty. AA Autowarranty is no doubt guilty of all the accusation. No excuse. AA Autowarranty really should admit what they did to people and refund all the money they stole from people. AA Autowarranty is also responsible for all the consequential damages occurred as they were 100% aware of what they were selling. Just search CDWS and you'll find yourself a long list of complaints.

Brac,

Did you get anywhere with this?

Thanks,

TTII

This rebuttal is filed on behalf of AA Auto Protection, one of the companies mentioned in this report. AA Auto Protection is a broker of vehicle protection plans. We do not approve, deny, or process claims. We did not deny Broc's claim. We present plans to customers, and process enrollments. Broc selected one plan of the several that were presented. We do not offer any plans, nor have we ever, that are active on the first day after enrollment. All calls are monitored by our company, and misrepresentation of plans is not tolerated.

Broc's claim was made only 1 month after enrollment in the plan. His claim was denied because it was judged to be a pre-existing condition. Meaning, the problem with his vehicle was more than 2 weeks old. This was evident by the wear shown on the failed components. The amount of wear visible was more than could have been created over a 2 week period. Therefore, it was denied as a pre-existing condition.

The plan that Broc selected will pay for legitimate claims, but none will pay for pre-existing conditions. Given the amount of wear on the failed parts, it's reasonable to conclude that it was evident at the time of enrollment that the vehicle would soon need repairs. Obtaining a warranty or vehicle protection plan with the intent of using it to repair a problem that currently exists on a vehicle is insurance fraud.