Report: #1481489

Complaint Review: Asset Recovery Associates, Villa Park, Illinois - Villa Park Illinois

  • Submitted:
  • Updated:
  • Reported By: JACKEY — Shongaloo United States
  • Asset Recovery Associates, Villa Park, Illinois P.O. Box 5002 Villa Park, Illinois United States

Asset Recovery Associates, Villa Park, Illinois Called and then sent mail alleging that I have a debt to Bank of America and they are trying to collect $16,688.63 from me. Villa Park Illinois

*General Comment: If you don't owe money....

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Several days ago, I received a call from Asset Recovery Associates, and was told that I had failed to respond to a letter they had sent me concerning an indebtedness to Bank of America.  I told the lady that I didn't have a delinquent account with Bank of America, and I had not received any mail from them.  She told me that she would refer me to the floor manager.  I told her to send me any documentation and that I wasn't talking to anyone else.

Today, I received a letter from them citing the phone conversation.  It informed me that I owed $16,688.63 on account 431904101*******.  

I did have a delinquent account with Bank of America that was paid off through Investors Funding LLc, of Bossier City, La.  That indebtedness was satisfied last year, and Bank of America recently issued me another credit card, on which, the account is current and in good standing.  

This report was posted on Ripoff Report on 07/06/2019 08:56 AM and is a permanent record located here: https://www.ripoffreport.com/report/asset-recovery-associates/called-sent-mail-alleging-i-1481489. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 General Comment

If you don't owe money....

AUTHOR: John - (United States)

POSTED: Wednesday, July 17, 2019

...do not give in to pressure/scare tactics from these scammers.  Chances are they will mention Prison, Fines, Liens on your house, wage garnishing etc. and then offer you a "one time only offer" to settle for half or a third of what you "owe," and if they've created enough uncertainty you might be tempted to hand over your money. 

Instead, tell them to contact you through the mail and you'll pass their information on to your attorney.  Odds are you'll never hear from them again. 

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