Berkley Aspire Buckner sold me the wrong policy for my needs Scottsdale arizona

I asked Buckner insurance in Utah to insure my warehouse in case of theft or damage.  I had a bunch of nutra product and was worried if it was stolen or damaged.   I told him i wanted cheap basic coverage.  That is what i got originally.  year after year the price of the policy rose a bit.  From $3,000 to $5,000, and finally I thought it was as high as $9,000.  so i asked him why it keeps rising.  He says, its because you sell more each year.  I asked him, why does it have anything to do with how much I sell.   I could understand why it was higher because i had more product, but sales volume??  He never gave me a good answer and time went on.   Then in early 2024 i got a letter from Berkley Aspire who had underwritten the policy for buckner.  They said that I owe them $33,000.  I told them, like hell i do.  They attempted to take the money out of my account, but i refused and took it back.   They told me I had to pay a penalty because i did more sales volume than the year before.    I asked for the 50th time,  why does that matter.  They said because its a liability policy.    I never asked for a liability policy.... never....  Im not sure exactly how i missed it,  insurance agents are slick.   I was never ever told that i could have to pay anywhere near $33,000 to have some insurance on my warehouse product.  This was a complete scam.  ive read reports where others have been scammed the exact same way.  Berkley Aspire is a den of thieves.  They mislead companies and then try to strong arm them to pay huge premiums in arrears.   Please help me shut down these thieves.