Report: #1482267

Complaint Review: Bob Ganski Robert Ganski - Jacksonville Florida

  • Submitted:
  • Updated:
  • Reported By: PharaohTone — West Kingston RI United States
  • Bob Ganski Robert Ganski na Jacksonville , Florida United States

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Co-Processing Lies and Deceit

Bob Ganski / Dave Johnson helps set you up to process credit card transactions for other companies. He calls it Co-Processing.  The transactions that he provides are 100% senior citizens age 55+ and 50-75% of the charges result in charge back.

When I and over a dozen other co workers of mine did a quality control of our Co-Processing transactions, and contacted the senior citizen via telephone...they inadvertantly ALWAYS tell us that the charges were fraudulent and insist on a refund...when I searched for the names of the companies that we Co Processed transactions for (I got these names directly from the Senior Citizens who had their credit cards charged with unauthorized charges),... none of these companies had ANY presence on the internet.  Just telephone numbers.... when I followed up with them,...the results were VERY shady.  I was connected with people who would not as much as identify their names or their company names.  VERY shady indeed.  It was obvious as the day is long that these were "kitchen table operations" that we were Co-Processing transactions for.

After Dave Johnson / Bob Ganski has us wire money from our accounts to an intermediary account (so that he is NEVER paid directly)..... we then start to incur chargebacks in the coming days /weeks.  He claims to pay for the charge backs 100% when we join.  Then we learn that he makes the charge back go to collection and then makes an off for pennies on the dollar... which negatively affects the credit profile of our business.

He says his name is Dave Johnson, but he has a picture of Bob Ganski / Robert Ganski on his work profile ... along with an enrollment support and coca-cola picture... When you take the picture and run it through Google identity search... the Robert Ganski profile appears... and it is in Jacksonville Florida where Dave Johnson/ Bob Ganski has admitted to living.... In addition, Dave Johnson in the recent past acknowledged that he knows who Bob Ganski is... He lied and said that "Bob went back to Germany".... when in actuality Bob has been in Jacksonville Florida for over 5 years since at least 2014 and probably beyond...

The that Bob / Robert Ganski uses the alias Dave Johnson is simply because Robert Ganski has several documented similar crimes that he has been implicated in.  Please see attachments of at least two that I found doing simple google searches.  I also included the result that Google produced when running the Bob Ganski / Dave Johnson photo through the search engine.

Co Processing is not a legit business and EVERY msp contract spells this out clearly.  From start to finish Dave Johnson, Bob Ganski, and Co Processing are all a sham ...

There are several Co Processors that I know that are trying to contact Dave Johnson / Bob Ganski for refunds on 100's of thousands of dollars in charge backs that we have all been struck with.

InterScale is his next (on deck) scam.  This is a clssic "pump and Dump" and he is convincing folks they will make a lot of cash using their companies as lambs for the slaughter.

You are going to jail Bob Ganski.  Utah couldnt get you in 2015.  You rode away into the sunset and left those Entreprenural Empowermenrt guys holding the bag.

By 2020, you will have some new accomodations in a room about 6x8.  We will write letters.



This report was posted on Ripoff Report on 07/21/2019 07:55 PM and is a permanent record located here: https://www.ripoffreport.com/report/bob-ganski-robert/jacksonville-florida-dave-1482267. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#4 General Comment

JoinMarc Square pay victim

AUTHOR: Anony - (United States)

POSTED: Wednesday, August 21, 2019

 I set up my LLC and went over audio training and opened a business checking account and set up my digital solution name. I regret ignorantly falling into this well managed scam. The training material and his live calls are just to make it seem real and prepping you while encouraging you to do fraudulent charges when you think they are legit.

Once you start having msps close unexpectedly he will tell you to open more only to get yourself into more debt because they will charge back. As well and msps charge a lot even to close them. Dave will not reply just ignores the messages he reads once you request your money back guarantee and closing the investment or business.

Meanwhile I had to cover chargebacks and expenses with my profits that I kept from the wires. That wasnt enough and now I owe the msps. Dave is a liar and he got me on Craigslist claiming I would make $10k within 3-6 months. He won't admit it's a scam. And when you enroll he charges your card half twice only to confuse the bank.

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Bob Gansky, Bob Ganski, Robert Gansky, Robert Ganski, Dave Johnson, David Johnson Join Marc, New Crossing, SDM Industries, Entrepreneurial Empowerment- https://dcp.utah.gov/actions/00006730.pdf Dave "Bob Ganski” Johnson is the owner of a credit card/co processing/debt consolidation/insider trading (Interscale)/Medicare fraud (Lab Program) scam that takes advantage of senior citizens. Fellow and future coworkers of this giant credit card scam that has been going on at least since 2015 (reference SDM industries above), BEWARE that you be left owing your merchant service providers the money that is being charged back! I myself owe over 70% of what I transacted in chargebacks. I did the whole deal getting set up with the disposable msps and lying my way to get the top tier msps.

Let me repeat that 70% of my transactions charged back and I now owe all that money! Not Dave Johnson. Just to give you an idea of who your being conned by I have a funny story: I was listening to one of Dave’s wonderful training clips in the back office (Man this guy loves to hear himself talk) and my aunt, who is a very experienced phycologist with a PHD walks by my office and stops dead in her tracks.

She slowly turns to me and says, "Wow, that guy that is talking is the clinical definition of a narcissistic sociopath.” I laughed and at that point knew that what I dreaded was the truth. It was a scam. So, even though you hoped or were hoping it wasn’t true. It is! It is a scam of the worst kind: Taking advantage of the elderly!!!

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#2 Author of original report

Report #1264099 Dave Johnson Bob Gansky, Robert Gansky, Bob Ganski, Robert Ganski CoProcessing, credit card processing scam

AUTHOR: Pharaohtone - (United States)

POSTED: Tuesday, August 06, 2019

 These are all the same guy, same scam, and it has been going on for at least 5+ years... Look at report #1264099 and report #1482267 All credit card processing scams... Join Marc, new crossing, buymarc, square pay, Conti pay,... these are ALL THE SAME SCAM!!!!

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#1 UPDATE EX-employee responds

Bob Ganski AKA Dave Johnson, JoinMarc Co-Processing credit card SCAM business opportunity

AUTHOR: Anonymous - (United States)

POSTED: Thursday, August 01, 2019

DO NOT GET SUCKED in to Dave Johnson, AKA Bob Ganski's credit card co-processing SCAM.  He advertises this "business opportunity" on Craigslist, asks for $2k-$10k, and you then have to jump through a million hoops to get started, all costing a lot of money.  He claims that you will process credit cards on behalf of a company out of Germany, but everything is extremely VAGUE.  The bottom line here is that it's all FRAUD.  He's preying on senior citizens and somehow gets their credit card information, and then has you, as the "business owner", process the vague transactions, and then the unknowing customer does a chargeback on their credit card for anywhere between $595-2700+, and you, as the business owner, get stuck paying the chargeback. He claims "Germany" will pay it, but that never happens.  After no payment is collected, you end up in collections, damaging YOUR credit.

The business description he gives you is this - DHS Executive Services - A financial services tutorial program to help qualifying individuals and small business owners optimize their financial portfolio.  This is a training course that is performed in advance with no payment due until the course is completed and accepted. 

The website he provides you with is also terribly vague, stating nothing about the above business description. Once you collect money from the merchant service provider for payment, he has you wire the money to some obscure person, not a company.  It's all smoke and mirrors for a MAJOR SCAM.

Don't get hooked into his lies as many others have. He steals from the elderly, and from you. 

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