Cigna Long Term Disability Wrongfully denied LTD claim Phoenix Arizona

Cigna Group Disability Insurance is the worst organization ever as they are they are immoral, unethical, liars, lack shame, and will cause you mental distress when they should be helping you through your disability.

I have directly caught Cigna lying on so many instances it must be sad to work as a disability claim agent at Cigna knowing you are lying to people who are disabled. Cigna claims they have sent paperwork to your doctors but EVERY time (this has happened 5-7 times with 3 different providers) my doctors have confirmed and shown they have either not received requests or already responded.

With great difficulty I was able to get through STD period but now came LTD where they denied me claiming I had a pre-existing condition. I was recently diagnosed with OCD for the first time in my life and according to Cigna I already had the following pre-existing conditions (Bipolar 1, Anxiety, Depression, OCD, ADHD).

I have confirmed with my provider psychiatrist whom I had seen during pre-existing period who confirmed other than Bipolar they has not seen me for anything else. Cigna conveniently listed every single mental condition how ridiculous is this.

I am sure I can appeal or hire an attorney and get this whole thing sorted out but it's just ridiculous that they make you go through this when you are legitimately on disability and have just lost your job because you are unable to go back to work. I really hope Cigna goes down they shouldn't exist. Oh and my claim agent Jasmyn is probably one of the worser human beings on this planet. Stay away from Cigna!