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Report: #1533813

Complaint Review: Helping Hands Financial - Bloomington MN

  • Submitted:
  • Updated:
  • Reported By: Chap — FL United States
  • Author Confirmed What's this?
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  • Helping Hands Financial 8400 Normandale Lake Blvd Suite #968 Bloomington, MN United States

Helping Hands Financial LLC 700clubguaranteed.com After 7 Months They Did Even Remove My Old Addresses, Let Alone Increase My Credit Score. Bloomington MN

*Consumer Comment: Fraud and Deception???

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Despite using their services for seven months, my credit score remains in the low 600s. Additionally, outdated home address information still appears on all three of my credit reports. There have been instances where I've received someone else's report update, due to a shared first name. When I requested a refund, I was informed that I was not eligible, even though your team's action plan each time was to file a complaint with the FTC in the fourth, fifth, sixth, and seventh months. And your website states, it's guaranteed. I've invested $399 to start, followed by $99 monthly fees for seven months and $19.95 per month for credit monitoring. However, my credit situation has not improved, except for the targeting of hard inquiries. 

I brought it to their attention that even their website states 100% guarantee. Dated on August 8th, the company's website stated, but now they have updated the website from "We guarantee to boost your credit score to 700+ or we'll refund you 100%" to "We guarantee to boost your credit score to 700+ with our 6-month guarantee"

This report was posted on Ripoff Report on 08/16/2024 06:28 AM and is a permanent record located here: https://www.ripoffreport.com/report/helping-hands-financial-llc/bloomington-mn-after-months-1533813. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Fraud and Deception???

AUTHOR: Irv - (United States)

POSTED: Sunday, August 25, 2024

 It most certainly seems like FRAUD and DECEPTION are at the center of your report!!! To DEFRAUD and DECEIVE anyone is a despicable thing to do. Let's see what went on here...you paid this entity to perform a service and I think what you may be on to is the plan was to DECEIVE and DEFRAUD from the second you made that first payment. For whatever reason, you accumulated debt, you failed to pay on time and this was reported to the Bureaus accordingly. You contacted these people because they claimed to be able to create a "new credit identity" for you. You didn't want future creditors to know THE REAL YOU, hence you thought all you had to do was pay somebody to arrange a COVER UP of your garbage credit reputation so that YOU COULD DEFRAUD AND DECEIVE a future creditor into thinking you were somebody you weren't. Guess what? Your little scheme didn't work because there's no such thing as "credit repair". If a serial deadbeat destroys their credit reputation and the information is correct, it has a right to be there on your report so future creditors know who they're dealing with so they don't get hosed by you! There's always somebody around who will very gladly take your money by deceiving you into thinking they can COVER UP THE REAL YOU and there's always some sucker very willing to pay to commit the FRAUD of future creditors! Yes sir...FRAUD AND DECEPTION all the way! Boo h*o!!!

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