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Report: #1528915

Complaint Review: JP Morgon Chase -

  • Submitted:
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  • Reported By: Kule — Kula United States
  • Author Not Confirmed What's this?
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JP Morgon Chase Chase, Chase Bank, Chase Credit Reduced my credit limit as a reward for never missing a payment

*Consumer Comment: Too Bad

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I have had excellent credit my entire life.  I am carrying a balance right now.  Because I am carrying a balance, Chase decided to reduce my credit on all three cards I use with them to just slightly above my credit used.  I was careful only to use a small amount of my credit to keep my credit score higher, utilizing only 30% of my credit on most cards.  When they took away my credit and left me with such a low limit amount of available credit, now I am in a place where my cards are at 90% of their credit limit.  This took my credit score down to the high 500s.  This is my reward for always making my credit card payments on time with Chase for multiple years.  I want everyone to know that my new credit union has given me a recent raise in my credit.  Chase made me feel like a number, not like my years and excellent track record are worth anything.  This is why I should always open accounts with a credit union instead of big banks like Chase.  Credit Unions care about people.  Chase doesn't care about me or my credit rating.  I was going to try to buy a house, but now I have such bad credit from what Chase did, I won't be able to afford the September 2023 interest rates.

This report was posted on Ripoff Report on 09/25/2023 03:04 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Too Bad

AUTHOR: Rick - (United States)

POSTED: Tuesday, September 26, 2023

Credit card companies do have the right to decrease your limit without reason, and you agreed to all of this when you signed up for the card.,some%20of%20your%20existing%20balance.

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