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Report: #1488967

Complaint Review: Jt bRYANT CREDIT REPAIR - Houston, Texas City Texas

  • Submitted:
  • Updated:
  • Reported By: Rick — duncan United States
  • Jt bRYANT CREDIT REPAIR Houston, Texas City, Texas United States

Jt BRYANT CREDIT REPAIR Tim Bryant basically this guy stole my hard earned money . and after looking at and reading about other hard working people have written this guy is nothing more that a con man that preys on people. Houston, Texas City Texas

*Consumer Comment: Your wife was right

*Consumer Comment: Funny, Funny!

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he told me that he had over 30 yrs of verifiable credit repair. and i needed to send him a pdf copy of my social security card & drivers license. so i did then he said to give himan hour and he would pull my credit and see what he could do and he text me back and said that since i jus had about 3 items and some disputing to do and that within say 60 days he would guarantee me that my credit score would go up over 100 points.

and that with his sucess and industry know how that he would guarantee it. then he txt me that instead of the usual $1500 that since I am a veteran and he was as well that he would do it for $500 and he asked if i could send it zelle that way he could get started like the next day.

he then stated that he would add a couple of tradelines to my credit report and one he said was a $10000 4 year i believe he said a wells fargo that had been paid on time every month. now not knowing then the total im pact of what he was talking about I contacted Navy Federal Credit Union and transfered by way of zelle bank wire transfer the $500 to him.

I then told my wife and mother of what i had done. they both looked at me with utter discust and said that I was an idiot for doing that and if this guy ripped me off then our mortgage payment would bounce. a couple of days passed and he didnt as much as call nor did he return my calls. then i got a text which is his usual way of communicating.

and he said that his girls in his office were on top of it and not to worry that I was going to really see an increase in my credit score. now about 4 days passed and I didnt hear not one d**n word from Mr Timothy Bryant im starting to really get concerned let alone having my wife and mother jus giv me up for a complete laughing stock.

My wife ask me for his full name and googleed it and wow I was totally taken back let alone looking like boo boo the fool to my wife and mother. Now im a mad Marine at this point. I contacted my credit union and told them what had happened

He needs to be put in prison and made to pay back everyone that hes ripped off I feel that ripoffreport will make alot of difference and perhaps keep the next unsuspecting individual from getting ripped off. Buyer beware!!! Ripped off in SC

This report was posted on Ripoff Report on 12/12/2019 09:47 AM and is a permanent record located here: https://www.ripoffreport.com/report/jt-bryant-credit-repair/houston-texas-city-tim-told-i-1488967. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#2 Consumer Comment

Your wife was right

AUTHOR: Robert - (United States)

POSTED: Friday, December 13, 2019

Your wife is right, you are truly being an idiot. It is sad that she is now going to likely have to suffer the concequences if you used the Mortgage money for this.

If there are inaccuracies in your credit you have the right to dispute them, and other than the cost of a stamp there is no cost to you.

Anyone charging you for "Credit Repair" and asking for money up front is going to scam you. There is NOTHING that they can do legally that you cannot do for yourself for free. However, no amount of disputes will remove valid items.

Even if they are removed, if they are ever re-verified they will be put right back on your report. Disputing an item several times will also cause the Credit Reporting Agencies to treat them as frivoluous, meaning that it will be significatnly harder and they no longer have to follow the standard regulations if you ever did have a legitimate dispute.

If they added "aged" credit lines to your report that are not yours, and you used those lines to obtain better credit. You have just comitted fraud which if you ever failed to pay on those new credit lines those banks could file charges and you could end you up in prision for several years if convicted.

So you better hope that no tradelines that are not yours ever appear on your credit and if they do, dispute them and have them removed.

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#1 Consumer Comment

Funny, Funny!

AUTHOR: Momo - (United States)

POSTED: Thursday, December 12, 2019

 You shaft your creditors by not paying on time or not at all. You then think all you need to do is send off your money to somebody who has some magic formula to create a SMOKESCREEN to defraud future creditors as to your real reputation.

If the information on your credit report is correct, it will stay there! If you want good credit, you pay your bills on time. You come here whining and stomping your feet because you think this guy defrauded you when your intent was to defraud future creditors. Isn't that such a shame!!!

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