Koalafi Loaned $2750.00 for an auto repair, arranged by the shop, and so far, for 10 months, has taken $5156.30, and says I owe over $1000 more. Internet

I have taken my cars to the same shop for decades, V&V Auto. Well the owner, who has been a friend for years, retired and sold the business. Now it's USA AUTO SERVICE at 4825 Smoke Ranch Road here in Las Vegas. I mention them because without them this would have never happened. My truck needed a costly repair, $2750.00, I couldn't afford it at that time, but they said no problem, we can get you financed through KOALIFI, they're very reasonable and you'll have them paid off in no time. She did it all on their computer, I never got to read anything, and if I remember correctly, I signed on the computer. Even though they did, as far as I can tell, a good job on the repair I screwed up by trusting them as I did Don and V&V. Now, $5156.30 later I was wondering just how much I've paid them, so I went to my bank account and find I've paid 10 payments of $515.63 , so I call them to find out what was going on, they say my 1st payment was Nov. I tell them that I'm looking right at my statement and it says Oct. they refuse to accept that even, though it is clear on my statement, they say it is only 9 payments. So on top of everything else they want to steal another $515.30 from me. I can't recomend either business. DO NOT GO TO USA AUTO SERVICE as they are the ones who got me into this mess by doing business with such a ripoff company, and telling me how good they were. And under NO circumstances EVER HAVE ANYTHING TO DO WITH KOALIFI, or any company that uses them, any who use such a ripoff company can't be very trustworthy themselves.