MemberReportsOnline.com Ordered a report, agreed to be charged $1 for the report, was charged $18.95

I found this website to submit a background check.  They advertised reporting for $1.  I agreed, submitted my payment for $1, and submitted the information for the report.  I never received the report and then I checked my bank account.  Come to find out, they charged me $18.95.  I contacted the company through their chat function.  Come to find out, this was for the volume discount and was a monthly charge of $18.95.  At no time during the process of signing up, was I offered a volume package at $18.95 a month, nor would I have signed up for it.  The only total I saw was $1 when I entered in my credit card information.  

The support agent said you must have accidently selected this option.  I assured them that at no time was this option presented to me nor would I have selected it.  Also at no time did was information displayed that eluded to this (yes, I did read everything that was displayed).  They cancelled the order and are refunding me the $18.95.  The problem is, this is a classic bait and switch, but did it without my authorization.  This is fraudulent activity which ties up my funds for 3-5 business days until my bank releases the funds.  It is just $18.95 but the point is this was done without my authorization and fraudulently.