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Report: #1524328

Complaint Review: Meridian Trust Federal Credit Union Breach Of Written Contract - Scottsbluff

  • Submitted:
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  • Reported By: Viktoria Sigrun — Pierre United States
  • Author Not Confirmed What's this?
  • Why?
  • Meridian Trust Federal Credit Union Breach Of Written Contract 3321 Avenue I Scottsbluff, United States

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This is in regards to breach of written contract on 4 loans. This also includes theft, fraud, and violations under Truth In Lending Act on behalf of Meridian Trust Federal Credit Union. This included charging variable interest rates that were NOT agreed upon in written contract form. This is a pattern of conduct, financial irresponsibility, poor financial judgements, poor financial decisions, on behalf of some sinister elements operating inside Meridian Trust Federal Credit Union.  In addition to this matter, when filing a credit dispute to have the credit report corrected, the responder/representative from Meridian Trust Federal Credit Union falsified information, violated the Fair Credit Reporting Act, and is involved in a SCANDALOUS COVER-UP OF THIS THEFT, FRAUD, MISLEADING, AND DECEPTIVE practices. In order to fully resolve, client requests a full refund for the interest usury theft and fraud first CAUSED AND CREATED by some, sinister elements operating inside Meridian Trust Federal Credit Union.  This includes correcting the credit reports, and restoring ALL credit points!

This report was posted on Ripoff Report on 02/02/2023 10:41 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#5 Author of original report

Correction Update

AUTHOR: Viktoria - (United States)

POSTED: Sunday, February 19, 2023

 That was 3 loans paid off completely, paid on time, never late, and on some occasions paid before the due date. THOSE ARE THE FACTS AND ARE NOT FICTION!!!

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#4 Author of original report

Respone #2 to the irrational, crazy, insane

AUTHOR: Viktoria - (United States)

POSTED: Monday, February 06, 2023

 How about we turn YOU in for cyberstalking, running a scam/hoax, and you're on notice for GENOCIDE charges. I and others will be sure to add your name to the list. You're an complete, insane idiot! It's laughable. YOU'RE the DANGER and YOU'RE the treat in YOUR community!!!

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#3 Author of original report

Irrational Comment/Response Made By An Insane, Dangerous, DELUSIONAL, CRAZY

AUTHOR: Viktoria - (United States)

POSTED: Monday, February 06, 2023

 YOU need mental help due to irrational, crazy comments!!! YOU'RE the DANGER and YOU'RE the threat in the community!!! YOU'RE assisting in the theft of thousands of dollars from Meridian Trust Federal Credit Union on time paying clients!!! Thanks for letting the entire world know you're a complete nut job and you're irrational comments are an a complete, embarrassment to yourself!!! YOU'RE a cyber-stalker as well. You're just a low life with no life. You're comments are ignored, laughable, and is a complete yawner...........YAWN..... Oh, by the way, CFPB has complete PROOF of the theft and was submitted a long time ago. Some elements at MTFCU are in BIG, BIG, trouble.

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#2 General Comment

Get help

AUTHOR: Flint - (Afghanistan)

POSTED: Friday, February 03, 2023

 Get mental health treatment before it's too late. You also filed a complaint about Discover card reducing your credit limit, didn't you? Your posts have obvious mental illness written all over them. And I'm not sure why you think a vehicle being stolen somehow affects your obligations. It doesn't, you are still on the hook for the financing. It's between you and the insurance company, if you had insurance.

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#1 Author of original report

Report Additional Complaint(s) Against MTFCU

AUTHOR: Viktoria - (United States)

POSTED: Friday, February 03, 2023

 This is a second complaint. This is in regards to a loan on a 2004 Jayco Jayfeather Lite Travel Trailer that was IMMEDIATELY reported STOLEN on 5/24/2020 at approximately 2:30 P. M., MST at Allen Ranch Campground in Hot Springs, SD. This was posted on with full updates and digital recorded video. That is 100 percent accurate statement(s). I did travel to MFCU from SD to speak face to face with the District Manager, Jackie Hoff and explained what happened in great detail. I did obtain the copy of the electronic title on this travel trailer and submitted it to SD Division Of Insurance and explained what happened in great detail. Prior to this, my payment history with Meridian Trust was excellent with on-time payments and I paid off a $2,000.00 loan and a vehicle loan. Why can't MTFCU figure this out that a reputation was already established with monthly on time payments prior to this situation? I contacted the C.E.O/President Of MTFCU in Cheyenne, WY never returns phone calls. This loan had a remaining balance of $2,000.00. Since, this travel trailer WAS STOLEN-NOT SOLD!!!!!!!!!!!!!!!! FACTS NOT FICTION I received very little help from MTFCU. No assistance in recovery process. Some elements at MTFCU chose to trust the wrong advisors/management and continue to listen to the wrong/untrustworthy people. This financial service is 100 percent unacceptable, very poor financial judgements Proves financial irresponsibility, poor decisions These are 100 percent accurate and truthful statements. I WILL NOT PAY on this loan due to this GRAND THEFT, LARCENY, and FRAUD and contract fraud under NOTICE OF DISCOVERY/TRUTH DISCOVERY by some, sinister elements of MTFCU!!! YOU don't have any special rights, that other's DON'T HAVE! Plus, the written bank contract on this travel trailer is deceptive, misleading, and dishonest. I did not sign up for a variable interest rate. I had a FIXED rate. This NOT a contract and I do know what a contract is and what a contract is NOT!!! Secondly, I have passed two very PRESTIGIOUS, ACCURATE lie detector tests, and three accurate, PRESTIGIOUS morality tests from a VERY PRESTIGIOUS, HIGHLY REPUTABLE science laboratories. My reputation and overall, aggregate track record is par excellent. I DESERVE WAY, WAY, better treatment than this!!! I want a fair, accurate, full refund of ALL the interest usury theft on all of my loans with MTFCUU that was FIRST caused and created by the payment processor(s). Next, I want all of my credit points FULLY RESTORED and ALL of my credit reports corrected immediately upon receipt of this accurate, 100 percent truthful information. That includes waiving all the late fees and charges. NO sending this over to collections. This has to be done in order to make whole in restitution amount(s) for the hidden, interest usury theft. It has to be done IMMEDIATELY! No COVERING THIS UP AND using the victim shaming/victim blaming game!!!!!!!!!!! I did NOT asked NOR am I here to be victim shamed and victim blamed because I reported this travel trailer THEFT!!!!! That's EXACTLY what this is-100 percent! That tactic is also pattern of wrong doing, victim shaming/blaming reporting GRAND THEFT is LUIDICROUS, child-like behavior. highly IMMORAL conduct on the part of some, very, sinister elements working at MTFCU!!!

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