Money Loan Service TapnLoan Charged fees in advance Pensacola FL

That was only the beginning of hell.  The loan officer (Daniel Andrews) from tap(n)loan started to process the loan.  He came back to say that when they tried to  get the funds verified that Texas requires tax payment to authorize? that is  white money not black money.  He needed $486.  I need to pay that then they would wire the $5000 to my Chase  bank account. 

Then each time he came back he needed another fee. I kept asking him what else and why did he not tell me about these fees.  I had to pay these  fees with Ebay gift cards.  They were to reimburse me those fees along with the loan principal.    He came back to say they could not wire the money to my bank because their computer could not process the transfer routing number that Chase has.  But not to worry, they would send the hard cash to me through Western Union. 

He would start that process but he needed an additional fee for this and WU needed fees on their end.  I had to pay all these fees but not to worry, I would be reimbursed.  The documents had to be verified and a fee of $495 would be needed for closing costs.  Each time he called there was another complication that would cost me another fee.  

Then he said he was finalizing the loan but had to have the loan documents notarized and that would be another $495.  I told him repeatedly that I could not get any more money.  He said he would accept $300 for the final fee.  Then he would give me the numbers to the Western Union.  He said they had sent a total of $7442 to Western union but it had to be done in three separate deposits.    When I sent him the last $300 he said that was the last fee and he would just send the numbers to the verification department and would return with the claim numbers for Western Union. 

Then he told me that his verification department had to have the last $200.  I can not pay that, I can not borrow it, I have pawned the few items that I own.  I really do not know the total.  I have purchased 27 Ebay cards most of which are $200.   It has cost me thousands of dollars in his fees.  So I have had to take out several payday loans and my bank accounts are overdrawn.  You will see tons of inquiries on my credit report.  It was not until asked a couple of hours ago about the One Main financial that I realized that I could not borrow because of our agreement. 

I have gone through hell with this man for two whole days.  I cannot stop shaking, and threatened suicide to him and screamed and yelled and cried for hours at this man.  All the while "not to worry, we will pay all back to you and you can pay all those loans.'He says that the money has been sent to Western Union and that they cannot get it back. He says it is already in Texas and is in my name. Since I have told him that I cannot pay the last $200 he been insisting that I have to.  I just now told him that I should not have done that loan and I would suffer the consequences of my actions. 

I have lost thousands of dollars and my credibility that I worked to gain back.   01/28/2020 The harassment and demands continue.  The latest demand if for $350 for loan insurance.  I have not sent it.  I get 14-20 calls per day leaving voice mails that I need to call right away.  I have returned a few just so he cannot say that I did not do as instructed.  I have paid over $5600 in fees that they were supposed to refund.  I kept getting deeper because I was too upset to think or say stop. 

Every time I said I was suicidal or that I was so upset I had to go to the hospital, he would talk me down and say this was the last fee and then he would release the funds to me.  Today he said they would accept $200 for today.  I told him no more money that I needed my money released to day.  He refuses even though one of the cards was a dime short of the amount they demanded and I had to purchase another one.  They have $489 more than originally requested step by step.  I have heard not to worry and this is the last one on and on. At the advice of my banker I have not paid him anymore.  I get an occasional phone call/voice mail.   03/29/20 The total I paid in fees comes to $5,671.88. 

I get recorded phone messages still.  They also leave voice mail telling me to call my loan officer Daniel.  I did a couple of weeks ago and he continues to demand $350 and still says that is the last and final thing.  He told me that with every fee I paid. It was paid with Ebay cards and the number given to him over the phone.  A total of 28 cards. I have had to start bankruptcy procedure because of my stupidity and this man's mind control.