Complaint Review: NATIONAL DEFAULT SERVICING - PHOENIX, IRVINE AZ, CA
- NATIONAL DEFAULT SERVICING PHOENIX, IRVINE, AZ, CA United States
- Phone: 888-264-4010
- Category: HOME FORECLOSURES
NATIONAL DEFAULT SERVICING CORPORATION QUICKEN LOANS, ROCKET MORTGAGE Acts as agent/Trustee used by Servicers and Mortgage Companies to insulate and harass homeowners. PHOENIX, IRVINE AZ, CA
*Consumer Comment: Gary Q Public, Don’t trust anyone...
*Author of original report: Fraud Forgery a game they play
*Consumer Comment: Gary Q Public, The United States of America is...
*Consumer Suggestion: Very simple
*Consumer Comment: You might want to consider...
National Default Servicing Corporation is a multi state operation and what a fantastic scam operation they have going. From the fake Certified Mail envelopes (look up the numbers on the letters and find out if they are legit. First Red Flag, the postage price is far too low!
They send out threatening letters and provide coverage and insulation for the initial mortgage scammers. Usually the Servicers on the alleged loan will declare an actual loan in Default and after 6 months they get paid off plus penalties from the Government Insurance coverage NDIC type claims, so the loans whether legit or fraudulent, it still gets paid. We must understand they don't even have the original loan documents because if they did wexist those are destroyed and then recreated, next dozens of copies of the note is then sold on the market to investers, investor pools (large numbers of individual investors are grouped and their portfolios then buy the securitized notes). Quite a few of these alleged loans were just invented out of thin air and then electronically inserted in the County Recorder's database.
They do not go through the normal inspection required to record onto the public database where property records are kept. The electronically inserted paperwork will remain there and then when the iron is hot one of these thrid parties will obtain a "Certified Copy" from the Recorder's Office and whoila they bring the hidden paperwork into the more public side from the hidden side and it is now been added plus a Certified Copy of said paperwork appears to be valid because it is
1. Certified as true and correct,
2. Came from the Official Recorder's Office so it "must be true (wink wink) and then introduced into a lawsuit or as supporting documents for Non-Judical Foreclosure.
This Trustee will announce a Sale date but never hold the sale as they already "purchased" the property at the lowest rate and no other bids were offered. The buyer is immune because they are covered under the UCC as a HDC and the Turstee is immune because the Buyers have no recourse against the Trustee since they are this allegedly "innocent party" just serving in a legal business.
NDSC must have permission from the Principles who actually own the Note and that means ALL in the Investment Pool which they obviously do not have and will never produce it IF you can get to an actual trial in court and those are Kangaroo courts. The Lender is going to win because they never are forced to back their claims and produce the original documents (they really were destroyed so their copies become enforceable) asa the courts allow it. Think Judges have mortgages and do a search on MERS for the Judge and find out if their mortgage was paid off or even have an active loan.
Cash is never used it it usally commerical paper traded for Trust Deeds and those were changed and then pulled as Certified from the Recorder's database often the existing free clear owners living in hte properties do not know of it or don't understand what to do to stop it, VERY LIMITED Remedies, TIME LIMITS to act and these scammers NEVER respond properly to verify aything and the sales MUST stop until with full proper responses are given or a court ordered judgement obtained through a real civil trial has been decided in their favor. Now that route will not work out for the Servicer, scammer and the others who are in the scheme. Non Jusdicial Foreclosure have rules but rarely are they followed, only the APPEARANCE of following the rules occur.
When hte homeowner sends off the notice contesting this sale, the Trustee is requested to supply their contract, verification of a true amount of the unpaid debt, the actual paperwork that allows Foreclosure which would have to be a security document showing the homeonwer owned the property at the time of the loan, pledged (Mortgaged the property to back the loan) and not obtained a loan to buy a home they did not own, Remember you cannot mortgage (pledge) what you do not have ownership in. You cannot give to anotehr what you do not possess!!!. If the property was already under a first mortgage then that must be paid off and the bank owns it not the homeowner so any loan is UNSECURED meaning no right to Foreclosure available. People are made to believe the loan and the mortgage are one and the same it is not.
NDSC are scum, assisting Fraud, Extortion, Threatening and bullies of the worst kind. You can't file a criminal complaint and have police investigate as they claim Civil Matter. It is not, but cops are instructed not to allow a criminal report to be taken and investigated as they would then make arrests and these assclowns would be in prison for decades for the Mail Fraud, Extortion, Theft, Forgeries etc. Yes Virgina they also Forge names, put people on documents, list and delist people to obtain what they need to pull off the scam.
Everyone needs to rise up at these sales and prevent these scammers from holding the public sales by being loud, and interrupting them so they cannot take place. Law Enforcement needs to make arrests following taking complaints and investigating these fake, fraudulent and forged documents. The Roecorder's office needs ot remove anything on their database they did not physically inspect and approve for filing and recording.
Remember the All real property, homes, buildings, land was pledge in 1933 to back the credit of the United States after the US Bankruptcy. Look it up it can easily be verified.
Never break the law but the law is not being enoforced against these assclowns, servicers and lenders. When it is then this will stop, until then the thefts will continue.
This report was posted on Ripoff Report on 10/12/2021 08:34 PM and is a permanent record located here: https://www.ripoffreport.com/report/national-default-servicing/phoenix-irvine-az-ca-quicken-1512742. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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