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Report: #1475845

Complaint Review: Results Unlimited LLC - Virginia Beach Virginia

  • Submitted:
  • Updated:
  • Reported By: Rudolph — Fredericksburg Virginia United States
  • Results Unlimited LLC 244 Mustang Trail, Suite 8 Virginia Beach, Virginia United States

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On 2/2/2017, The Spotsylvania VA District Courts allowed a judgment for rent (I moved because of failure to repair and step-son was injured as result) for Timber Ridge Townhomes, of $4543.11 against Rudolph "Tredor", Jr. However, my name is Rudolph "Treder", Jr. Per the judge in this case, the last name mistake was made by the management company and not myself and therefor he told them there could be no recourse against me. So I let it go and moved on with my life.

On 10/5/2018, I received a very low paycheck after working OT, I received a letter from my payroll depart stating, "We have a garnishment summons to garnish 25% of your pay (each week) until 2/27/2019, from Timber Ridge Townhomes." I have absolutely NO letter from any attorney, any credit collection company, not even this summons!

I contacted Spotsylvania Courts and was told a Lawyer name Harris was representing Timber Ridge Townhomes and that there was nothing I could do but to be present in court on 2/27/2019. I live paycheck to paycheck and as a result, I became homeless and am living in a hotel, which I also cannot afford now. No one seems to be able to give me any information and what I can do. I have contacted Timber Ridge and was told that they have my records, however they didn't hire a collection agency nor do they know anything about it.

I went to court on 2/27/2019 believing I could dispute this and get my $2546 back that had been garnished. I wasn't even granted the right to talk, much less dispute as I'm now told that this was just a hearing for "Timber Ridge" to receive the money garnished and nothing more. I spoke up and stated that I have tried to find out what is supposedly owed, who I speak to about payments, etc. and was told that I had to contact their (Timber Ridge's) attorney named, Elisa Staton after the case and she handed me her business card. Which said she worked for Harris and Loftus in Manassas, VA.The woman was then handed a check from the judge for a little over $1900, not what was garnished.

An hour after leaving the courts, I called her office and left a voice mail to please call me in regards. I didn't hear anything back so on Friday, 3/1/2019; I sent an email to the address on her card. I stated in the email that this was NOT my last name, that I have proof of the amount garnished and its higher than that of the check handed to her (I attached proof), I stated that I was willing to make payment arrangements and would like to do so asap until this is resolved. I even told her I was now HOMELESS.

On 3/4/2019 and 3/5/2019, I again left a voicemail for her to please call me. No response! On 3/6/2019 I received a call from my mother in North Carolina, she tells me that she received a letter in my name but the last name was spelled different, so I asked to her open it. She then reads me this letter from a Results Unlimited LLC in Virginia Beach, VA Dated 3/4/2019, stating that I have a principle judgment for $6875.19 from Timber Ridge Townhomes, no interest, no attorney fees, nothing else.

Obviously I know this is way off and why is there also no credit for the amount garnished? It made no sense. My mom then scanned the letter and sent it to my email so I could print it. Why would a company send a letter addressed to an address in which I haven't lived at in 6 years? This just kept getting stranger.

No other letter prior ever went anywhere and they have my employers address and my address as they put that info into the court garnishment. The letter looks fake as its looks like something just typed up and printed. No formal letterhead. The next morning I tried calling their number of the letter.

I was placed on hold then hung up on, never speaking to anyone, I tried later, same thing. My fiance even tried, same results. My mother tried contacting Timber Ridge to find out what was going on and was told I had to come by to give written permission for her to be able to speak to them.

My fiance then checks the court records on 3/11/2019, to print out anything in regards to this case and upon doing so sees that on 3/8/2019, they once again filed a garnishment against me with a court date on 9/25/2019. I'm now exhausted and frustrated. I immediately send another email to the attorney (with proof again) and tell her I have been tried to contact her to no avail.

She again ignores me and I sent an email via their website in hopes that someone would respond. I then received an email from Results Unlimited LLC stating, "You will need to contact Results Unlimited LLC in regards to your collection case, please do not send emails to the attorney anymore." This was CCed to the attorney too.

My next day off work was Friday, 3/15/2019 and I went to Timber Ridge to speak with the manager there. My fiance accompanied me. We explained to her everything that was going on. She printed out info on my account as she stated they (Timber Ridge) still had my account and no one else. The print outs didn't even reflect any of this. She then stated that she was alarmed as her management company took over for the original management company (Hercules Living), months back and they didn't send it off.

She was even more alarmed because she received no check for anything regarding my account, therefore cannot credit anything. So she then sent an email to the attorney, her VP, and Hercules Living asking them what was going on, why no money was received by Timber Ridge if this was a garnishment on their behalf as stated on court records. She said she'd get back to us Monday 3/18/2019; to date, we have not had a response.

I have now been consulting with an attorney and know to send this complaint and others. After receiving no updates by the new management company, I emailed the new management company at 330pm on 3/21/2019 and Hercules Living at 6pm on 3/21/2019. To my surprise, I received a generic auto response from BOTH from the SAME email. I did receive a response from Hercules Living on 3/22/2019, which stated to contact Results Unlimited as they have nothing to do with the account and cannot help.

So, we once again went to the Timber Ridge office on 3/22/2019, to speak with the property manager to get some answers. Be advised that all communications with the property manager has been recorded. She had just received an email from the attorney, shows us, and read it to us. It stated that, “Our law firm is not a collection agency, we only represent the collection agency, Results Unlimited LLC, at court.

All inquiries must be made to them as we have nothing to do with the collection.”  This is strange from the attorney as per their website it states, “HarrisLoftus is a debt collector. This communication is from a debt collector and any information obtained will be used for that purpose.” So what are they, fake?

She suggested we seek legal counsel as they may have to also. This is where I am to date, no answers just an illegal garnishment which I cannot live with. I cannot make my bills, eat or even afford to drive to any from work. What am I to do? There is obviously something very illegal going on here and it needs to stop.

This report was posted on Ripoff Report on 03/23/2019 08:02 AM and is a permanent record located here: https://www.ripoffreport.com/report/results-unlimited-llc/virginia-beach-illegally-pay-1475845. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
2Author
6Consumer
0Employee/Owner

#8 Consumer Comment

You're not alone

AUTHOR: Anonymous - (United States)

POSTED: Sunday, November 24, 2019

 This ruthless, fraudulent, scamming company has done the same thing to me. They have all of a sudden decided after 12 YEARS that I owe $2500 and have froze my bank account. They claim to have served me at an address I haven't lived at for 12 years and literally have left me completely unaware of this debt. They mysteriously decided to unfreeze my bank account if I gave them every penny that I had in the account at the time. Which was FAR LESS then the $2500 they alleged I owed. They did this once i informed them that the state of Virginia is a common law state in regards to spousal debt. I informed the lady "handling my account " that my husband is the ONLY person who has money deposited into that account and this frivolous debt was allegedly incurred in 2007, which was 4 years prior to knowing my current husband, therefore the money you took from our account belongs to my husband of which you legally have zero rights to touch. I did what I had to do in the moment to get the account unfrozen in which my bank issued a cashier's check to Results Unlimited further entire balance that was available in the account. The cashiers check has not been mailed and will NOT BE MAILED until we determine what happens tomorrow. I immediately left the bank and headed to Stafford courthouse to file a motion to reopen the case that I knew absolutely nothing about. Within 30 minutes of filing the motion with the clerk's office, I received a phone call from the courts stating I needed to be in court Monday morning because the judge reviewed my motion and granted my request to reopen the case. My bank was immediately made aware of Monday's court date and agreed to hold the cashier's check they printed on Friday until we hear from the judge tomorrow to see if they are going to dismiss the bogus judgment

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#7 Consumer Comment

Not Logical

AUTHOR: Robert - (United States)

POSTED: Monday, April 01, 2019

If you finally got an attorney..GOOD, but you very likely backed yourself into a corner by waiting so long.

The narrative you are posting in your "clarification" is not logical. As for the FDCPA your interpretation is incorrect. Of course if you believe their is please post the SPECIFIC section that states this. But then again that is not what we are talking about here.

You are basically saying that the Original Creditor(Timber) is telling you that they did not give this other company permission to go after you for the judgement that they do hold.

So here is a question you need to ask yourself. Why as the Original Creditor would they all of the sudden be "in your corner" going after this other company? Once this is over are they going to just walk away leaving the judgement against you untouched? Companies don't go through the time and effort to get a judgement against someone and then just say "Oh never mind". You admitted you had really no way to get contacted, but now they know not only where you are but all of your information because you are talking to them which makes it very easy to start up the garnishment proceedings against you.

At this point you no longer have any excuses about not knowing about the judgement. Depending on what you have told them you may have also destroyed any sort of appeal or claim to have the judgement vacated.

However the attorney and the collection agency have fraudulently told the court that they were there for the original creditor, which isn't at all true and I will have the backing of the original creditor, their manager, my attorney, the VA State Attorney and the FTC.
- Sadly we hear this all of the time. Where people say that they will "bring them down". That you and you alone will send every one of their employees to a Federal Penitentiary for 20 years, and give Life sentences to the head of the company after they get fined 20 Billion Dollars. All because YOU took a stand.

Yes it sounds good, and I do hope it works out for you. Just be prepared to be let down if it doesn't exactly work like that in the end for you. Most likely the AG will eventually send you a form letter stating that they can't do anything on an individual basis but recommend to seek legal council. But they will keep your complaint on file to see of they notice any trends. The FTC will very likely send a very similar response.

Hopefully your attorney can work on getting the judgement removed before the Original Company decides to take action.

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#6 Consumer Comment

Your points....

AUTHOR: Robert - (United States)

POSTED: Thursday, March 28, 2019

1) the judgment was made in someone else's name and PER THE JUDGE, they had no recourse.
The judge was wrong or you mis-understood. The only thing that would void a judgement is an order from the courts doing so.
No "verbal statement" from a judge would be accepted or considered binding.

2) per Federal law; you cannot garnish anyone with proper notice, at no point was any notice given until after the fact,
- That isn't exactly correct. You were already aware of the suit and the judgement against you per the narrative you posted..that was your notification.  A company isn't further required(and generally WON'T) inform you that they are about to garnish your wages.  90% of the people who have their wages garnished only find out AFTER they see the deduction from their paycheck. If you have a good employer somethime they will give you a "heads up" that the garnishment is coming.  But even then it may only be a day or two in advance giving you little if any time to try and stop it.

3) it wasn't a default judgment or how would we know what the judge said. We left because of their failure to fix anything and per VA Law is grounds to leave and grounds for non payment.
- If it wasn't a default judgement then you admit you were there to defend yourself. So in that case you failed to prove your defense of having the right to leave. Making their claim valid and you having a judgement put against you.

4) the collection company isnt even listed as such but a debt consolidation.
- And? A collection company can go after judgements just like regular debt. In fact they often have more power because it is a judgment.

5) we have pending litigation against them for injuries sustained from their failure to fix a d**n thing.
- That has nothing to do with their suit against you or the garnishment

6) and pay very close attention to this! The original creditor DID NOT hire them, nor did the new owners!!! They stole a judgement from court and fraudulently claimed it was for the original creditor! 
- Doesn't matter who hired them. As long as they have a right on the judgement they can attempt to collect.

Without the judgement being removed they still have the LEGAL grounds for garnishment and will continue to do so. The only RipOff here is your failure to seemingly understand the process and seek legal council. As suggested by others your best choice may be to get an attorney now and have them try and see if you have any legal standing or grounds for an appeal or vacating of the judgement.

Good Luck

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#5 Consumer Comment

Some Thoughts

AUTHOR: Jim - (United States)

POSTED: Monday, March 25, 2019

Per the judge in this case, the last name mistake was made by the management company and not myself and therefor he told them there could be no recourse against me. So I let it go and moved on with my life.  Not really. 

Since jeopardy never attached to your correct name (only the misspelled name), the Plaintiff is allowed to refile with the correct name and obtained a judgment from you.  Since you were never in court on the date you indicate since you live from paycheck to paycheck, the court issued a summary judgment against you.  The judge was incorrect to state there could be no recourse against you.

You needed an attorney a long time ago to deal with this for you.  

BTW, nothing in this seems unusual.  You keep going back to Timber Ridge to get an answer, but that isn't where you should be going because no one there can possibly help you.  You then go to Results Unlimited, LLC but they're a collection agency with a court order indicating you should pay - they aren't going to help you either.  Why?  Because you have a court judgment against you - you need the court to lift that order. 

Here is what you should do:  Your attorney should either file an appeal to your case against Timber Ridge, OR simply sue Timber Ridge for a whole lot more than the judgment against you for harassment and probably a whole host of other reasons.  You'll get into some type of negotiation, and hopefully end up with not having to pay anything else,  Best of luck to you....and if Mom gets a summons, don't let the d**n thing just sit there....

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#4 Consumer Suggestion

LOL

AUTHOR: Flint - (Afghanistan)

POSTED: Sunday, March 24, 2019

Your response is classic.  Yes, I'm sure employees of a collections agency have nothing better to do than argue with people on this website.  Especially when they already have dozens of reports from other deadbeats.

1) If the judgement is in someone else's name, who is that other person?  Why did you show up to court instead of them?

2) You said your mom got the notice from them.  So they did notify you.

3) The court records say it was a default judgement.  You do realize anyone can look up court cases if they know your name, right?

4) Listed where?  How is that relevant?

5) Who cares?  Did you win any of your lawsuits?

6) Then how are they garnishing your wages and filing stuff in court?  The creditor is not the management company, it's "Timber Ridge Townhomes LP".  So you are not even talking to the right people.

Oh and yes, I am sure there are lots of complaints about a collection agency on the Internet.  You know what?  Nobody cares.  You know the best way to avoid dealing with collections agencies?  Pay your debts.

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#3 Author of original report

Clarifying!

AUTHOR: Rudolph - (United States)

POSTED: Saturday, March 23, 2019

I now have legal counsel and as I stated; per the Fair Debt Collection Act, if any means from a collection agency is sought, there must be 5 days notice in writing of any intentions. There wasn't. As for going to the wrong place, actually it turns our my judgment/account is w the original creditor and NOT w any collection agency.

At no time have they given permission to anyone other then themselves the right to go after me if they wanted to, they have chosen not to. However the attorney and the collection agency have fraudulently told the court that they were there for the original creditor, which isnt at all true and I will have the backing of the orginal creditor, their manager, my attorney, the VA State Attorney and the FTC.

The original creditor is also looking to pursue them legally. So yes, many illegal things are being done.

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#2 Author of original report

You are obviously from the scammers

AUTHOR: Rudolph - (United States)

POSTED: Saturday, March 23, 2019

 Before running your mouth, I guarantee you're from Results Unlimited as your rebuttal shows your complete lack of knowledge and the laws.

1) the judgment was made in someone else's name and PER THE JUDGE, they had no recourse.

2) per Federal law; you cannot garnish anyone with proper notice, at no point was any notice given until after the fact,

3) it wasn't a default judgment or how would we know what the judge said. We left because of their failure to fix anything and per VA Law is grounds to leave and grounds for non payment.

4) the collection company isnt even listed as such but a debt consolidation.

5) we have pending litigation against them for injuries sustained from their failure to fix a d**n thing.

6) and pay very close attention to this! The original creditor DID NOT hire them, nor did the new owners!!! They stole a judgement from court and fraudulently claimed it was for the original creditor! T

hen the new owners, which DO HAVE MY ACCOUNT, have stated that no money was ever received by these crooks. As they, again, fraudulently claimed the money was collected for! They are thieves and since the attorney claimed they were working for the new management company, the VA State Bar can take their actions on them. Go search VA Codes and Federal Laws before spouting off for these crooks. So I guess you got something stupid to say to every single person who has posted here and all over the internet about this company.

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#1 Consumer Suggestion

Are you kidding me?

AUTHOR: Flint - (Afghanistan)

POSTED: Saturday, March 23, 2019

So... let's try to piece this together.  Instead of following proper protocol, you abandoned your lease and didn't pay the balance due, and made up some bullshit excuse.  The property management company sued you.  You didn't bother to show up, so they won by default, and probably added court costs, interest, and attorney fees to the award.  Now you are surprised that they are garnishing your wages?  What exactly did you expect?

What are you trying to accomplish by talking to the collection agency's attorney or the property manager?  They already have a judgement.  That means a court has already looked at the situation and has ordered you to pay the debt collector that sum.  Even if the original debt was totally invalid, the time to argue that would have been when the suit was filed.  Now thta they have a judgement, that train has left the station.  The only reason they would talk to you is if you offer them a lump sum payment.  The only attorney you need to be talking to is a bankruptcy attorney, and even that might not get you much.  The time to do that would have been before you got sued.

Oh yeah, and the whole typo in the last name thing.  Don't bring it up anymore, it just makes you sound even stupider than you already are.  Unless you believe there is another person named Rudolph Tredor Jr. who owes the same management company money for abandoning the lease, the typographical error is irrelevant.  Since you are obviously aware of the judgement, they must have served you properly, so you can't even argue that.

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