Report: #1502195

Complaint Review: Texzona Finance Corp / Pat Halverson - Friona Texas

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  • Reported By: Mark — Missouri City Texas United States
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  • Texzona Finance Corp / Pat Halverson P O BOX 307 Friona, Texas United States

Texzona Finance Corp / Pat Halverson I received a loan approval and never received loan proceeds after paying their Fees to do so. Friona Texas

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Texzona Financial Corp Complaint. PO Box 307 Friona, tx. 79305 Because of the Covid crisis my business suffered and was at a total stand still. This all started on May 7 and 8th 2020. I initially contacted via the internet, I was then exchanging email back and forth with Pat Halverson Vice president/Director of Texzona Finance corp. We exchanged 28 emails and in this process was approved for a 250k loan. She gave me a reference of a past client with a number of 620.979.7164 of which I called a left message’s, with no return call. She also gave me this url http://www.texascorporates.com/corp/2184884.html and said to check this out to make sure I understood I was working with a legitimate lender.

I determined after she asked for a 750 fee upfront to process the loan to not go through with getting the loan. I stopped all together. Then Oct. 3rd 2020, I reached out to Pat Halverson via Linked in and asked if a loan was still possible. My business was still suffering from the covid pandemic. She said yes and sent me to this website address www.texzonafinancecorp.com to fill out the application process I did on October 5th 2020 this is when her assistant John Doa reached out to me with email and phone call email address used was info@texzonafinancecorp.com phone # used was 412.961.9187. Then on October 6th 2020 I received loan approval in the amount of 150k. I was sent info on how to pay the 750 fee to get the loan contract I signed back from them also signed by them.

October 7th I received a text from John me asking about the 1% fee found in their documents. His text response was. “ If the lender fails to comply after the fee for loan has been paid the lender will pay the borrower 1% of the loan amount” October 9th 2020 I sent the $750 fee via a wire as per instructions in the email I received. I was told to send the wire amount that was stated on the Invoice it went to my spam folder. I sent the 750 dollars, not 805 that was on the invoice which went to my spam On October 9th 2020 I received a call back and was told the 750 was only a partial fee. I was to send an additional amount of 55 dollars. I said why 805 not 750 He said look at the invoice that was sent. It went to my spam folder. (I have proof of this) He said Pat said that the fees cannot be split up and to send a whole new amount of 805 via BTC because it is the quickest. Then After John talked to Pat again she said they would accept 156 via BTC because of this mix up This was very disturbing news to me.

I sent $156 on Oct.10TH 2020 of BTC to 1CszkhKHkhfHYoiKC4LLe1cS3JdEbNHmiU Bitcoin wallet which was the company's BTC wallet told to me by John. He then proceeded to say I would receive the $750 back in addition to the Loan amount of 150k. Then On Monday October 12th 2020. I was told by John that I would have to send a whole new $805 because Pat felt that it was not her fault it went to my spam folder. After arguing and being told I would receive the original fee of $915 as a reimbursement and a promissory note on Texzona letter head dated Oct. 12th 2020 that stated I would receive after this payment, I sent the Amount to the Company BTC wallet. I received the loan contract and signed it with my ID attached as proof it was me to Pat Halverson's email address at pathalverson@texzonafinancecorp.com.

On October 15th 2020 3 days later after emails and texts to John with no response. I finally received a text from John saying Pat and her son tested positive for Covid 19 and I would have to pay a 200 dollar fee to get an authorization code from an attorney that was standing by and would receive my wire of the loan proceeds. She was not able to authorize it until 2 weeks then she could because of guaranteeing. After much argument and days of back and forth. I fell for it and paid 200 more dollars on October 23rd 2020 to John Doa’s personal BTC address of 3HGNbva4nYF3tEYMXtvjVrkDaxge5UjGuE. On Saturday October 24th 2020 I received a document from email address of dw72790@gmail.com from a David White It was a copy of a wire confirmation from wells Fargo to my Credit union account info. (which was given when I sent my signed loan documents and again to dw72790@gmail.com on October 19th 2020 as per instructions from John Doa).. This document was a confirmation of the wire being sent to me in the amount of 185k from Wells Fargo which is more than I have been approved for.

I asked John he said all I had to do after I received the wire is to send the difference back. A red flag for me big time. I talked to John on October 26th 2020 about when I will receive the funds. He said there is a problem because I have a credit union and am being asked to pay an insurance fee of $2,320 because it's a credit union. They knew this way before this stage that I have a credit union. They knew my financial institution was a Credit Union in the beginning when I sent my signed loan documents back which included my account info and routing and then 4 days later via an email to them. The following week on November 2nd or 3rd Pat Halverson started a LinkedIn chat with me discussing this fee. She proceeded to tell me she would authorize the bank to release the funds for a reduced insurance fee of $700 dollars and sent a signed promissory note that stated exactly the following on Texzona Letterhead.

Quoted from promissory note received: “Texzona Finance corp. Promptly authorized by Patricia Halverson but without any course for further delay and any more hidden charges as soon as you pay the exactly 700 dollars. As soon as you pay the fee and we confirm payment the loan amount of $185,000.00 will reflect in your Credit Union. This document will be used as evidence if the funding party fails to fund the client (Mark Fulcher) after payment of fee.” This document is signed by Pat Halverson as president. I sent the $700 dollars via a wire transfer On Monday November 9th 2020 expecting the wire would be received in my account as was stated. On November 10th 2020 Pat acknowledged receipt of the wire for $700 dollars. Then later in the morning around 11.30 am CST time Pat sent me another message via LinkedIn that now stated the bank had cancelled my wire and a charge $1,210 needed to be paid to redo the wire. I was furious and asked for a refund and Pat acknowledged ok to sending the refund. Then about an hr. later in the same chat thread on LinkedIn and said no way that she would reduce this fee to $510 dollars. I promptly said no way and asked for a total refund again. The total refund is to be $2,627. Then said either pay the $510 to receive the funds or pay a fee of $308 to get the refund. At this time I said no way will I pay another penny and said I would be reporting my whole experience to authorities necessary. I also want to add that the original fee to get this loan done was the only fee disclosed to me no others were disclosed upfront. Just excuses to get more $ for me. This company has to be stopped with the activities. 

This report was posted on Ripoff Report on 11/23/2020 06:59 AM and is a permanent record located here: https://www.ripoffreport.com/report/texzona-finance-corp-pat/friona-texas-i-received-loan-1502195. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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