Complaint Review: Windsor Family Credit Union Limited (WFCU) - Burlington Ontario
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- Author Not Confirmed
- Windsor Family Credit Union Limited (WFCU) 915 Walkers Line Burlington, Ontario Canada
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- Category: auto financing
Windsor Family Credit Union Limited (WFCU) Unique Chrysler Dodge Jeep Asking me to sign an opaque and unfair contract.agreement without disclosure, after car stolen ask me to pay the remaining balance of the lease term. Oakville Ontario
*Consumer Suggestion: You Didn't "PURCHASE" Anything!
*General Comment: It's a lease
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My 2021 Jeep Wrangler was stolen on April 3rd, 2023. I filed a police report and contacted my insurance company, which agreed to pay me the cash value price of $5,570,000, minus the deductible of $1,000, totaling $54,700. This was the price at which I purchased the car in May 2022. However, I was informed that I have to pay an additional $5,770. This amount represents the remaining balance of the lease term. My situation is similar to the one reported by Mr. Viktor Dokaj on CTV News on May 15. Despite my car being missing for over a month and a half, the financing company continues to charge me the monthly leasing fee. I kindly request your assistance in this matter.
This report was posted on Ripoff Report on 05/17/2023 04:04 AM and is a permanent record located here: https://www.ripoffreport.com/report/windsor-family-credit-union/oakville-ontario-unique-dodge-1526407. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Consumer Suggestion
You Didn't "PURCHASE" Anything!
AUTHOR: Irv - (United States)
SUBMITTED: Monday, May 22, 2023
How hard is it to READ the contract and see that it says "LEASE"??? Better yet, it's a FLEASE!!! You didn't buy anything. You are paying thru the nose for a car which isn't yours. You claim to not understand the contract. WHY DID YOU AGREE TO TERMS YOU DIDN'T UNDERSTAND?????
#1 General Comment
It's a lease
AUTHOR: Flint - (Afghanistan)
SUBMITTED: Thursday, May 18, 2023
If the contract was so opaque and hard to understand, why did you sign it? The time to review the contract is when you are at the car dealership signing papers, not years after the fact. And you can find sample contracts and other material about leases all over the Internet, you just need to do a modicum of research instead of signing up for something you don't understand just because the monthly fee is slightly less.
It's not a loan that you can just repay and be done with it. It's a leasing contract. Leases don't usually allow early termination, which would have been obvious if you did even a modicum of research. The fact that the car was stolen is of absolutely no consequence with respect to your obligations under the contract. It's literally the same as if you wanted to buy out the contract early. This is very standard for all vehicle leases.
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