11 CHARTER COMMUNICATIONS - ERC Reported false claims to my credit bureaus' Jacksonville Florida

Charter Communications has somehow successfully filed a fraudulent unpaid debt owed by me for 1,155.00 and sold it to Enhanced Recovery Company.   Enhanced Recovery Company which owe 2 out of 4 of my delinquent accounts reflected on my TransUnion credit report.  One is Charter Communications for 1,155.00 and the second one is for T-Mobile for 253.00 and both are 100% incorrect and false.   Reasons for supporting claims:  As for T-Mobile - I Do not like contracts and never had one with t-mobile although I did have one with Verizon which I paid outrageous amounts monthly then soon figured I can get the same service with a good prepaid phone company for 60 bucks a month with no contract and I never went back to contract again.   I have been doing prepaid for 8 years now.   Charter Communications - I did have an account for 1 year.  I overpaid them and closed my account.  They sent me my overcharged balance in a 75.00 check a year later before they changed their name to Charter Communications.  That was over 10 years ago.  Charter Communications does not service the area I currently reside at, spectrum does and I am in excellent standing with Spectrum.  I have never been late and I have never missed a payment.