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Report: #184992

Complaint Review: ,inc - Wilmington Delaware

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  • Reported By: new berlin Wisconsin
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  • ,inc 110 W. Ninth Street Suite 581 Wilmington, Delaware U.S.A.

200 ripoff dishonest, fraudulent billing Wilmington Delaware *EDitor's Suggestions on how to get your money back into your bank account!

*Consumer Comment: on the Editor's suggestions

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I submitted a application with and was denied so without even approving me they deducted $19.00 from my checking account . Which is stated after you are APPROVED this application fee will be deducted. If anyone knows of a way to contact this company please report that there is a way to do so. They have no way of contacting them and also there fax does not work!!! I want my $19.00 back!!

new berlin, Wisconsin

EDitor's Suggestions on how to get your money back!


Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!


Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.


If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off & Author of

Don't let them get away with it.
Make sure they make the Rip-off Report!

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CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

This report was posted on Ripoff Report on 04/04/2006 10:59 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

on the Editor's suggestions

AUTHOR: SUNSHINE - (United States of America)

POSTED: Saturday, July 10, 2010

Answer this then how do we get these people the fraud department they sent paper's to us trying to have us arrested for fraud for me closing  my account out and my question also is why didn't they do this already back in April what has got them caught they the business said to the fraud department this happen in January 2010 and there is no poisslbe way we did a loan with them in that month we had no computer til April of 2010  explain this one we are suing that company and they have no business license either why are they still open for business and the door's aren't shut and locked there a scamming company don beyer is the owner using california number's to run a business like this no it should have been either a 302 are code or a toll free number for customer service in Delaware  no one is having us put in jail and after we get done they will be going to jail the governor of California got an email from me this afternoon and i told him about these people so they better get ready there won't be no laughing after he get's done with that fraud department yea they where laughing while they where telling us where in trouble for fraud on the phone i am going to own that company and that man who was doing the laughing is getting fired then we will see how funny that is when he no longer works for 200 cash fraud department they are all forgienor's from iraq is where those people are from they sure wasn't spanish nor mexician either. I did get my back from the bank after all this went down but having people arrested for fraud and there is no fraud as a married couple doing an online appilciation for a loan providing authorized information to them there nut's but they can get authorize your information they need to practice what they preach then there in trouble for fraud there self they think i am stupid but i am  smarter than they think.Sunshine Indiana

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