200FastCash This company tried to take 19.00 out of my account twice and then tried to take $44.00 twice and when my bank would not let them,they turned me into a collection agency and then they reported it to the credit bureau that I owed $88 and I never heard of 200fastcash until my I saw them on my bank statement Wilmington Delaware

Back in Febuary I applied for a car loan online from Nissan.Then a couple of days later I was checking my bank account online and saw a charge for $19.00 from 200fastcash.com. I was shocked! I called my bank to let them know I never authorized the charge. .The bank sent it back to 200fastcash. Then they tried to do it again. That's when I went to my bank and they put stop payments on anything from that company and waived all fees associated with this company.(I have a good relationship with my bank and they knew it was fraudulent).All this happened in Febuary.On April 14,2009 I was checking my credit report and saw there was something negative put on my credit report from two diferent companies.(I also have my credit monitored) I almost died as I have worked very hard the last few years to bring my credit score up.It was from National Recovery Agency. Also it said the orginal creditor was CAPITAL MANAGEMENT VENTURES. I have never heard of either of these places but the amount was for $88 I called National Recovery Agency(717-540-7636) and they could not find me in their system however it has been reported to the Experian Credit Bureau! I am not sure how they got my information but they stole it. .I have put a freeze on my credit. I never applied for a loan with their company. In North Carolina payday loans are illegal.I need some help! I need to get this removed from my credit report. Please help me.

Carol
Raleigh, North Carolina
U.S.A.