4EFT - $ Electronic Funds Transfer custom debit card scam Fort Worth Texas

NOTICE OF DEMAND AND FILING OF CLAIM FOR INTERNET FRAUD

March 4, 2004

TO: MR. KEN PATTON OF 4EFT COMPANY

DEMAND IS HEREBY MADE UNDER THE RULES OF THE FEDERAL TRADE COMMISSION FOR IMMEDIATE REFUND OF THE FOLLOWING:

REFUND AMOUNT REQUIRED US $ 6,705.00

US$ 7,200.00 PAID PER INVOICE # 2003-112 dated 10/28/2003
LESS 100 INCORRECT CARDS RECEIVED @ 4.95 = $495.00
Adjustment for cards received by Eurochamber even though they were not the custom card ordered.

YOU ARE ALSO HEREBY NOTIFIED YOUR CONTINUED REFUSAL TO ISSUE A REFUND IS A VIOLATION OF THE RULES OF THE FEDERAL TRADE COMMISSION AND CONSTITUTES INTERNET FRAUD.

MR. KEN PATTON OF 4EFT COMPANY RE-STATED THE REFUSAL TO ISSUE A REFUND IN A TELEPHONE CONFERENCE CALL HELD ON THURSDAY MARCH 4, 2004 ON OR ABOUT 2:27 P.M. (PACIFIC TIME) BETWEEN THE FOLLOWING PARTIES:

MR. ANDREW BROWN
CARD CAPITAL

MR. KEN PATTON
4EFT

MR. STEVE SCHACHER-SCHURMANN V
MANAGING DIRECTOR EUROCHAMBER

MR. WILLY VISION
US TRADE COMMISSIONER EUROCHAMBER

The Rules of the Federal Trade Commission:

The Mail or Telephone Order Merchandise Rule

This rule covers merchandise you order by mail, telephone, computer and fax. It requires merchants to have a reasonable basis for claiming they can ship an order within a certain time.

Ship Dates
h By law, a merchant should ship your order within the time stated in its ads or over the phone. If the merchant doesn't promise a time, you can expect it to ship your order within 30 days.
h The shipment "clock" begins when the merchant receives a "properly completed order." That includes your name, address and payment (check, money order or authorization to charge an existing credit account - whether the account is debited at that time or not).
h If the merchant doesn't promise a shipping time and you are applying for credit to pay for your purchase, the merchant has an additional 20 days (50 days total) to establish the account and ship the merchandise.

Delays
If the merchant is unable to ship within the promised time, it must notify you by mail, telephone, or email, give a revised shipping date and give you the chance to cancel for a full refund or accept the new shipping date. The merchant also must give you some way to exercise the cancellation option for free, for example, by supplying a prepaid reply card or staffing a toll-free telephone number.
h If you ignore the option notice, and the delay is 30 days or less, it's assumed that you accept the delay and are willing to wait for the merchandise.
h If you do not respond - and the delay is more than 30 days - the order must be canceled by the 30th day of the delay period and a full refund issued promptly.

If the merchant can't meet the revised shipping date, it must notify you again by mail, email or telephone and give you a new shipping date or cancel your order and give you a refund.
h The order will be canceled and a refund issued promptly unless you indicate by the revised shipping date that you are willing to wait.
h If you do not respond at all to the second notice, it's assumed that you are not willing to wait, and a full refund must be issued promptly.

Refunds
If you authorized a charge to your credit card account, the merchant must credit the account within one billing cycle - not give credit toward another purchase. If you pay by cash, check or money order, the merchant must mail you a refund within seven working days.

Reference: http://www.ftc.gov/bcp/conline/pubs/credit/billed.htm

THE FOLLOWING ACTIONS TO BE TAKEN AND/OR ALREADY IN PROGRESS:

We are hereby making notification of your fraudulent activities and filing of formal complaint with Internet Fraud Complaint Center of Federal Bureau of Investigation (https://www.ifccfbi.gov/), Federal Trade Commission, The Better Business Bureau, Consumer Advocate Agencies, World Bank, International Monetary Fund, FENCEN, US Attorney Generals Office, Attorney General for the State of Texas, Consumer Protection Division State of Texas, United Nations Dispute Resolution Committee and Interpol, as well as related parties such as Interac, Trans Financial Services Credit Union and Mastercard International.

The actions of 4EFT constitute a crime under International Law so this matter will be treated as such by the appropriate authorities.

In addition, we will take all other appropriate civil legal actions that we feel are advisable and hold 4EFT and their associates completely responsible for any and all damages and legal fees incurred by the Eurochamber including but not limited to the costs of arbitration proceedings, legal counsel, statuatory and pencuniary damages.

Our attorneys have been notified and now have the matter under advisement.

EuroChamber
Las Vegas, Nevada
U.S.A.