Complaint Review: AAC - Asset Acceptance - Warren Michigan
- AAC - Asset Acceptance 28405 Van Dyke Ave Warren, Michigan U.S.A.
- Phone: 877-768-9844
- Category: Collection Agency's
Asset Acceptance - AAC Asset Acceptance ripoff is terrorizing me on a 6 year old defaulted phone bill debt!! Warren Michigan
*Consumer Comment: To the "breadwinner"
*Consumer Comment: To the scholoarship student who owes the $4,000 phone bill
*Consumer Suggestion: SOL's
*Consumer Suggestion: Ohio SOL is 15 years on any debt.
*Author of original report: Ohio SOL?
*Consumer Suggestion: before you call that lawyer try this
*Consumer Comment: Don't talk to them again...
In August 2000 I was transferred out of the country for work and I gave them my new overseas address. The last bill I paid was July 2000 still on dispute. The phone company did send me the bills for a 3 months but I told them it was disputed and then they stopped. In December 2002 I received a letter from CBA telling me that the debt was referred to them.
I wrote back asking for verification but they did not send back anything. They posted the following in my credit history : Date Opened 12/2002 and the same date for Date Reported. I just kept quiet. I had left my address for my credit cards at a friends address in another state.
In 2003 I noticed that they posted the following after selling the debt to Asset Acceptance. Date Opened 08/2003 and Date Reported 06/2004. Credit acceptance called my friend's place asking for me but he told them I do not live there. I did not hear from them till today.
I moved back to the States and got a place in Kentucky as a student. I have no property and no loans. I rent from a friend. I only have a checking and saving account and that also with little money. I am on a scholarship.
Today I got a call on my cell phone. I didn't take the call but they told me in the voicemail they were asset acceptance debt collectors. The last time I paid any bill for this account was July 2000 before it went into collections. Can they do anything?
I think the Statue of Limitation for Kentucky is 5 years and Ohio is 6 years for open accounts. (Is it 6 years for Ohio?) Does phone bills fall under open-account catagory for both states?
It's just over 6 years and they called today. What should I do next time they call? Can they seize money from my bank account? Both savings and checking accounts?
What do I do when they call me again? What do I say? What direction do I go in? I don't have much money. I'm just a student. Help please!!!
This report was posted on Ripoff Report on 09/07/2006 08:01 PM and is a permanent record located here: https://www.ripoffreport.com/reports/aac-asset-acceptance/warren-michigan-48093/asset-acceptance-aac-asset-acceptance-ripoff-is-terrorizing-me-on-a-6-year-old-defaulted-209990. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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