AARP Foremost Insurance Company Denial of claim before looking at damage Grand Rapids Internet

I have commercial insurance on a mobile home. I, too have been ripped off by Foremost Insurance. It was also water damage to the kitchen floor while a tenant was renting. He was only there 5 months, but failed to report to me about the leak. When the insurance rep. took a look at the floor, he stated it was an "old leak" and therefore, the insurance would not pay for it. It wasn't an old leak and it did take a while for it to appear. By that time, the damage to the floor was done. My claim was denied. Now I have to replace the kitchen floor at my own expense.

I have had insurance on the contents of my shed for four years. Someone entered the shed where these things are stored and stole my riding tractor, push mower, and boxes of my personal belongings. I was told by the claim adjuster that I do not have "theft" insurance..., although I have been paying for it for the past four years. I did file a police report.

I plan to find another insurance company. Hopefully, a good one this time and hopefully one that is working for me and not the adjuster.

October 17, we received a call from a very nice man, Pete, from the Foremost Insurance Claims Department assuring us that our damage is covered by our policy and that he would be keeping an eye on the claim personally to see that all goes well. I'm sorry I didn't get his last name so I could acknowledge him in this note.

I am writing to Foremost and AARP apologizing for my irate report on your web site. They have been very courteous and understanding and we are happy to tell everyone we know about their outstanding service and that we highly recommend them.

I am very sorry that I misunderstood the "denial letter", but it seemed to me that if the pipe had broken and resulted in water damage, that damage, as well as the pipe, would not be covered. Anyway, we are very fortunate to be insured by Foremost and will continue to be a policy holder.