Ace lone online I got an email stating that back on January 28th 2016 they were granted by the courts to garnish my wages from my job and or federal tax returns because as they say I owe them 750 dollars and are even offering be a one time settle mentioned of 412 I never heard of this company or took a loan from them they have my employer's name my social security number my name my bank account and my bank routing number  Internet

I understand you want to stop them from doing this to other people, but it is something people with a lot more resources have failed to do.

First if they were legitmiate you couldn't sue them for Harrassment, but could sue them if they violated the Fair Debt Collection Practices Act(FDCPA).

But they are NOT legitmiate and unlikely even in the US, meaning that once you find them any legal action against them would go nowhere.  But finding them is the hard part.   Any name they gave you is fake, the e-mail address they gave you is some "free" e-mail that anyone can get.  If they gave you a phone number you would find it was to a "Throw Away" Cell Phone or IP Phone paid for with a stolen credit card.  If they actually did give you an address you would find it either doesn't exist or is to an unrelated business.   Very often they use these private PO boxes.

The point is that if you want to try and do something go right ahead, just don't put any expense into this.

 The current bank account that they have for me on their file has been closed for over a year now they did not tell me how they want me to pay them but I'm guessing it's going to be in those type of cars that you were talking about I have already called a lawyer to sue them for harassment and get some information and I'm just waiting for him to get back to me on my case I have not told them that I contacted a lawyer cuz I don't want to open up any more cans of worms and I already have from them that I'm dealing with when I have more information about this I will definitely post more on it more information you can give me on this is great like I said I've never heard of this company before I went to their website and they are a real company or so they claim they're out of Austin Texas but I never ever opened up a case with them for $750 matter fact I forgot payday loan for any more than 650 to anybody so I don't know where there's company came from her how they got my stuff but I've never heard of them in my entire life each time I try to ask them for contact information they just keep giving me their email address they won't give me a phone number to contact them that so I'm guessing that is a big red flag to that it's a scam but I'm going to be digging into this more with my lawyer and I won't be getting them suit for harassment so they can't do this to anybody else

Yes you are right this is a very common SCAM.

First your Federal Income Tax refund can NOT be garnished for any type of debt except for Student Loans or other debts owed directly to a Government Agency.  That right there is the big flag that shows it is a scam.

Next, if you actually "played along" if you tried to find out details such as the exact court and case number you would find they would either make up every excuse in the book to avoid telling you, or the information they gave you would be wrong.

Then the biggest "tip off" is how they want to get paid.  As amazing and outragous as it sounds these scammers will often require you to pay them in the form of iTunes or Amazon Gift Cards.  What is even more amazing is that people actually see no issue with that and will freely hand over hundreds of dollars of cards.  Some scammers will require you to go to a specific store and pick up a specific Pre-Paid debit card.  Again...just as amazing that people fall for this.  Some will even request you send a Money Order or Cashiers check to someone in some foreign country.  Any legitimate debt or court would accept things such as a credit card and/or check.

But one thing you should never do is give them any more information than they have.  If they don't have your phone number..DON'T call them or give it to them.  As you will find that within the next 2-12 months you will start to get a lot of mystery calls from other various agencies all claming you owe them money too.  Some are very convincing...but all are scams.  

If they actually have your full banking information while you don't really hear of them getting into your actual bank account.  I would seriously think about closing that account and opening up a new one.  I would also put a Fraud Alet on your credit report, again just in case they try to open up new accounts.

Now as a side note, I get these quite often and find it quite fun to "Play Along".  Some have asked me for my phone number and I give them the local FBI office or Police Department Fraud division.  If they ask for payment I "make up" some numbers and give it to them. I've even been quite good at Photoshop showing them the back of the cards they want.  When they contact me all very angry because the card was fake I basically tell them that those numbers were as legitimate as the charges against me.  So you may find it interesting to have some fun with them also making a game of how long can you string them along.  As the longer they are with you the less time they have to scam someone else.