ACS INCORPORATION 

This issue outside the Court without having a report on your Credit History and SSN. Now if you want to take care of this issue than you have to pay an out of Court Restitution Amount which includes the late payment charges, penalty charges, interest rate on the loan amount and actual loan amount = Restitution Amount which is $795.67 or else the lawsuit amount which is about $3903.86 WILL BE DOWNLOADED AGAINST Internet

I keep receiving these threatening emails saying I owe money for a payroll check institution that I have never heard of.  Is this accurate or a scam?  They want me to do a money pak only which can't be traced.