Report: #1139094

Complaint Review: ACS - Internet

  • Submitted:
  • Updated:
  • Reported By: PreachaBoy30 — Fort. Mitchell Alabama
  • Author Not Confirmed What's this?
  • Why?
  • ACS Internet USA

ACS Bruce Williams Senior Investigation Office ,Department-Law & Enforcement This company ACS ,Advance Cash Services, sent me a harrasing email threating by the internet Chicago Internet

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Phillip Horace, 


ACS (Advance cash services), it is a mother company which owns and operates more than 350 websites. All child company like Speedy cash, Fast cash, 300 cash, 500 cash, Cash Net USA, Cash advance, Cash America, Payday Max, 2-minute payday loans, Payday cash, Payday perfect etc. owns  and operated under it. You went online from one of these website and applied for a online Payday loan and you never bothered to pay this debt, so the creditor wants to know your intention about this matter of yours that what would you like to do.

The principle amount was $300.00, due to late charges, rate of interest, affidavit charges amount goes to $986.45.

This is ACS parental company of all payday loan and we found your name in our all time records in category of NON REFUNDABLE. This ACS Parental company running investigation over 50 largest cities of USA on Non Settled Account with Payday Loan and we found 24,262 Pending Account in Alabama including your Name  (Phillip Horace) and Social (ending digits7641).

The company has more than 16 technical evidence in order to prove the money was successfully deposited into your Bank- WACHOVIA BANK N.A. with the Account Number (ending digits 3403). Along with signed copy of the contract which is signed under your e-mail address phorace27@gmail.com and also would like to mention your computer's IP address was also traced when you were signing the contract with the company.

Kindly let us know are you willing to resolve this case by paying your debt back to the company or we should proceed further with the legal charges against your name and social and court summons at your door steps within seven days.


Do revert ASAP

Thank you,


Baruce Williams-
Sr. Investigation Officer (Department - Law & Enforcement)


On Wed, Apr 16, 2014 at 2:35 AM, ACS INC <collection.department@acsdebtsolution.com> wrote:





Past-due balance: $ 301.5

To request payment plan or pay in full:
Chat or call +1 803.388.8200

Phillip Horace,

Your attention is needed to resolve this matter!

Your loan is 550 days past due!

Call us at +1 803.388.8200 to speak with a representative about your options. DO NOT MISS YOUR OPPORTUNITY to call us and make a payment!

Chat with us or call us at +1 803.388.8200.


Our records indicate that you are getting paid in the next few days, so this may be the perfect time to set up payment!


  • Request payment plan
  • Make a payment
  • Update your info


or call
+1 803.388.8200


  • Pay in full
  • Update bank info
  • Add payment method


Log in


Additional Details
Customer ID: 12647993
Amount Past Due: $ 301.5
Days Past Due: 550
Days Since We've Heard From You: 550

Contact Us
200 W. Jackson Blvd., 14th Floor
Chicago, IL 60606-6941
Phone: +1 803.388.8200
Fax: +1-904.413.0400
Chat Live Now



The state Rosenthal Fair Debt Collection Practices Act and Federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8am or after 9pm. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.



On Wed, Apr 16, 2014 at 2:28 AM, Phillip Horace <phorace27@gmail.com> wrote:

I do want you to know that I'm lead to believe that this is a scam, why haven't any letters about impending legal actions being mailed to my home address ? I have already been notified that this is a scam, I will be reporting this to the BBB for further investigation into this matter, however if this is a legit matter, I need to know who the original creditor or loan was obtained from and why haven't any letters of correspondence been mailed to my physical home address, plus there is already circulation of your company being a fraud and scam, for your sake I hope that this is NOT a scam! Furthermore until your company sends me legitimate information regarding this account and the pending lawsuit you will not receive any money from me, nor any of my account information, show me legal and legitimate proof by mail not email but by mail and then I will gladly resolve this matter! 

On Tuesday, April 15, 2014, ACS INC <collection.department@acsdebtsolution.com> wrote:

Phillip Horace,

We appreciate your good intentions in order to settle this account. The company is providing the one time Settlement offer for you:


1. If you can pay $501.45 by today or by the end of this week than we can close your file with this amount only.

2. If you are going to pay by end of this month than you have to pay $820.45.    


The mode of payment has to be a VISA/MASTER or Prepaid card. Any other mode of payment is not an acceptable payment mode        

Do provide us the date on which you can pay the debt, so we can send you the Settlement Agreement which need to sign and send us back in order to freeze down your case file.

Once the amount will be pay we are going to provide you the Receipt and Transaction  id of that particular amount.

Kindly let us know your intention.


Do revert ASAP


Thank you,

Best Wishes

Baruce Williams-

Sr. Investigation Officer (Department - Law & Enforcement) Acs Incorp.  

You are a valued customer and we appreciate  response to this email.  Our agents are standing by to process your payment and help ensure that you remain in good standing!


This report was posted on Ripoff Report on 04/15/2014 02:54 PM and is a permanent record located here: https://www.ripoffreport.com/reports/acs/internet/acs-bruce-williams-senior-investigation-office-department-law-amp-enforcement-this-com-1139094. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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