ADVANCE CASH AMERICA sent me this email about owing money

i have recieved this email as follows , i never took a loan from them at all and it has me worried!

The case file will be downloaded on Monday (August 24^th 2015) and you will be soon served with the court papers due to non-payment after so many reminders. If you want to avoid these legal consequences we merely require you to get back to our manager Sandra Hernandez(sandra.hernandez@manager-collections.com) with the payment, you can e-mail her for further details.

Case no: - USD101190/GOV/FDIC

Hi this email is to notify you the there is a legal case being field against you and your social # according to FAIR DEBT COLLECTION PRACTICES ACT  ACCORDING TO 15 USC § 1692 AND CHAPTER 137 C SEE RULE 23^RD COLUM 11^TH C

 We are trying to reach you since many days, but you are not bothering to call us back, so we want you or your attorney to call us back on our #619 906 8930  otherwise our next notification would give to your employer and your manager would be inform regarding same with the legal subpoena and legal notice, according to FDCPA chapter 13 c rule 15.

This is the last and final notification from our end call us back and look for the legal department

Advance cash legal service

Legal association and debt consolidation

202 independence Ave Washington DC 20201

Advance cash legal services Legal association and debt consolidation 202 independence ave Washington DC 20201 FAIR DEBT COLLECTION PRACTICES ACT LEAGAL NOTICE ACCORDING TO 15 USC § 1692 AND CHAPTER 137 C SEE RULE 23RD COLUM 11TH C [A] Loan Amount: - $400.00 [B] Interest rate per month according to Fdcpa rule 3rd c: - $175.00 [C] Loan Duration:-29 months [D] Lender name: - Advance cash USA [E] Application fees: - $30 [F] Late penalty and late payment fees: - $250.00 Total Amount [A]+[B]+[C]+[D]+[E]+[F]= $1245.35 Now if you want resolve out of court than you can pay and resolve according to FDCPA rule 15usc Total amount $1245.35 If you want to payone time settlement $745.35 If you want to resolve in the court 3896.35 (including bail charges of 19th month) Lender Information:-ADVANCE CASH U.S.A