Afni Subrogation Department Maunyoh W. Mitchell I was recently in a car accident with the other driver being at fault there's a police report on the accident. I found out at the time of the accident the car I was driving in the accident did not have any insurance on it at the time how am I responsible for this if I was not at fault in the accident ? Clearwater Florida

 Subrogation Department Maunyoh W. Mitchell I was recently in a car accident with the other driver being at fault there's a police report on the accident there was no damage to the other drivers car my cars front end was completely pulled off during the impact we both exchange informations and waited for the cops to come the cops came we each told our story and they ended up citing the other driver with the ticket I ended up filing a claim against her insurance company which is Progressive couple days into the claim I received a call from Brittany Dixon a progressive representative saying that the claim cannot go through due to how my car was hit during the accident and that there was no proof and it's my word against hers so I let it go and decided to fix my car myself I recently received a letter from Afni Subrogation Department saying I owe $728.50 in damages which is not true her car had no damage if so maybe a little paint chipped off still doesn't explain the price I found out at the time of the accident the car I was driving in the accident did not have any insurance on it at the time how am I responsible for this if I was not at fault in the accident ?