Allen Lewis And Associates ripoff Threatening harrassing behavior Jacksonville Florida

they have tried the same thing with me, asking for my account, well, I have none, so they asked me for a friends or relatives account!!!! I am 37, ya I'll ask mommy to use her account and get screwed. I was told they only use checking accounts, then 3 days later after being called at work, they would accept western union, "as a courtesy, and favor". These guys are such scammers, we need to take them down. they say they are lawyers, 2 of them said they were to me. conned me into giving me my work phone #. I just posted a new complaint read that for the whole story!!!

Laws regarding post dated checks vary from state to state so the best practice is not to even go this route when dealing with collectors.

Post dated checks are kind of a double edged sword. On one hand if someone sues you because a postdated check bounced then the courts may not necessarily givwe them much relief because they knew when they took the check that money may not have been available when time came to cash it.

Technically speaking a postdated check is good the day it is written you should not write the check if the funds are not there. A person can cash a post dated check in some states with no problem.

Thanks

"I also set up specific payment arrangement for a specific date when I provided my account information. No surprise to me, they debited my account on a non authorized date and caused big headaches(and fees). "

808. Unfair practices [15 USC 1692f]

A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section:

(2) The acceptance by a debt collector from any person of a check or other payment instrument postdated by more than five days unless such person is notified in writing of the debt collector's intent to deposit such check or instrument not more than ten nor less than three business days prior to such deposit.

(4) Depositing or threatening to deposit any postdated check or other postdated payment instrument prior to the date on such check or instrument.

I would contact an attorney and see if you can recoup some of your payment in the way of fines.

You are setting yourselves up giving this info to collectors over the phone. No matter what they threaten or say.

Giving them the routing and account number verbally once gives them the authority to use it anytime for a payment.

I cannot stress that enough. Call your bank if you don't believe me.

I was just reading this report on Allen Lewis and Associates and it was almost like looking in a mirror. I had almost the exact same situation happen to me in July with the same Mr Bill Dorsey. I could not believe the similarities in which this persons story compared to mine. In my case, my issue with the company was the deception in which they went about collecting this debt. I was full willing to pay my debt, I knew it was legitimate but Mr Dorsey told me he was an attorney.

I also set up specific payment arrangement for a specific date when I provided my account information. No surprise to me, they debited my account on a non authorized date and caused big headaches(and fees). When talking to them again, I was told I could no longer talk with Mr Dorsey and the rep I spoke with indicated what was on their "tape" was a different story. I guess they only "tape" what they want taped. My only advice is before you commit to paying a debt, be sure you research the debt, the collection agency and document everything.

I have been looking up this company and doing some on-line research and found out there is an ongoing investigation by the Floida Attorney General against these guys. I have filed a complaint with him also and urge others who have been harrassed by these people to do the same.

I have an update. I contacted my bank once I realized this was the same company that had contacted me numerous times before, even calling 5 of my relatives saying that I had better have my lawyer contact a Peter Gibbons for a "federal matter". I told my bank of the situation and they noted my account that any withdrawals made from this point on would be unauthorized. I contacted the BBB of Northeastern FL also and filed a report with them. I called the company I had the original debt with and made payment arrangements with them then called Allen Lewis and Associates to tell them that they need not contact me anymore because I made arrangements with the originator of the loan and they replied that they would contact the company and tell them I "bounce checks" and that would take care of that...and was immediately hung up on. I sent a certified cease communication letter this morning and will hopefully never hear from these jerks again!