Allied Interstate ripoff Incessant nasty and threatening Nationwide

Approximately 6 months ago I began to receive calls from individuals (some rather difficult to understand) identifying themselves only as Allied Interstate (sometimes pronounced "Allah Interest Rate"). Sometimes they ask for me by my first name, other times by my last name. They hang up if I will not confirm that I am me.

The calls are related to an outstanding account I have with Exxon/Mobil. The Allied Interstate reps claim that they have been authorized to collect this debt.

At first, I was nice to them. I acknowledged the debt to E/M, explained that I had a heart attack an intended to take care of it after I returned to work. She insisted on getting a date when payment would be made, which I cannot yet provide, as I have not yet returned to work. She became annoyed (I could hear it in her voice, the calls had not yet become abusive), but noted this on my "account".

The calls continued, usually every 4 days, but sometimes more frequently, occasionally more than once a day. Each successive call became more and more abusive. The callers acknowledge that my "report" contains the information regarding my medical condition and lack of employment due to it, but insist that they must continue to call. Not only do they continue to call, now they question my honesty (if they read my credit history - which they threaten to destroy, they would see unpaid hospital and cardiologist bills as well - HMO's are WORTHLESS!) and integrity and my "human worthiness" (must be a hindu thing).

I ask them why they insist on wasting their time calling me, as they know I can't pay right now, and they ask me how I am paying my other bills (I'm not, thanks for asking - I'm in forclosure, LIHEAP helps with my electric, and frankly, Allied Interstate is now at the very bottom of my list of who's getting paid this month). They nothing other than a first name, no location, and the CallerID shows either "out of area" or "private caller".

They know my situation. They know I am unable to pay right now, or even in the next few months, at best. The ONLY reason for their continued reapeated calling can be harassment. OK, now they're FAIR GAME.

I am no longer interested in conversing with these cretins. I have informed them that when I am able to pay this bill, it will be paid to Exxon/Mobil, not to Allied Interstate. EVER. They can call me fifteen times a day, and waste all the time they care to spend telling me how they will somehow manage to make my bad credit history worse. hehe. Have at it. Right now I have nothing but time.

Put in perspective, these dullards can actually be amusing. They would rather talk to me instead of someone who may actually pay be inclined to esend them a payment. How foolish. But then, what's to be expected from someone who's stupid enough to piss off a person they're trying to extract money from?

Before I posted here, I read a number of other complaints regarding this and other "collection" agencies and occasionally there is a rebuttal from someone who actually performs ethical collections. This last note is for you: don't defend Allied Interstate, they give those of you who ARE professional a black eye!

Will
Newtown, Pennsylvania
U.S.A.